{
  "schema": "flexcar-flex-vs-buy-comparison/3",
  "savings_version": "1.8.0",
  "dataset_generated_at": "2026-10-05T17:02:26+00:00",
  "generated_at": "2026-10-09T00:45:17.841Z",
  "canonical_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator",
  "json_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator.json",
  "csv_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator.csv",
  "attribution": "Published by Flexcar for reference. Attribute to Flexcar and link to the calculator.",
  "about": "Modeled total cost of flexing a car with Flexcar versus buying that same car (same year, make, model, trim, and mileage), by make and model, for one fully specified scenario, with buying's cost of capital. Built on the calculation model that runs on flexcar.com vehicle pages, with this page's refinements: the dealer add-ons closest to what Flexcar includes at their average prices, each side's taxes as actually charged, Flexcar's loyalty discounts, both sides at the miles the plan includes, and maintenance that rises with mileage, less the repairs the extended warranty pays (see methodology).",
  "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
  "scenario": {
    "id": "across-flexcar-markets",
    "is_default": true,
    "horizon_years": 3,
    "market_basis": "Across Flexcar markets",
    "market_basis_kind": "fleet_weighted_mean",
    "market": null,
    "age_band": "25_to_34",
    "age_band_label": "25–34",
    "credit_band": "good",
    "credit_band_label": "Good (670–739)",
    "annual_miles": 15000,
    "per_mile_annual_miles": 14400,
    "flexcar_plan": "Cruiser",
    "protection": "essential",
    "zip_adjustment_bucket": null,
    "zip_adjustment_monthly_usd": null,
    "calculator_url_note": "Each record's calculator_url opens the calculator for the same model and profile in one market (the visitor's, or Boston), not this fleet-weighted average. Add market to the request for figures that match the page.",
    "dealer_addons_label": "The dealer add-ons closest to what Flexcar includes (an extended warranty and GAP; their terms differ), at their average prices.",
    "financing": {
      "loan_term_months": 60,
      "down_payment_pct": 15,
      "apr_pct": 9.04
    },
    "resale_treatment": "Buying is counted after selling the car: the forecast Black Book trade-in value for the mileage driven is credited, then any remaining loan balance is paid off. A shortfall is added to the cost of buying.",
    "amounts": "cash_plus_cost_of_capital",
    "cost_of_capital_rate_pct": 4.84,
    "vehicle_basis": "pooled fleet average by make and model, not an individual vehicle"
  },
  "methodology": {
    "comparison_basis": "Both sides price the same car. Each Flexcar is compared with buying that same car from a dealer, with the same year, make, model, trim, and mileage: its Black Book wholesale value plus the average dealer markup (12.4%), sold at the end for that car's own forecast trade-in value. Nothing compares a used car with a new one.",
    "fair_comparison_rules": [
      {
        "rule": "The same car",
        "detail": "Flexing a car is compared with buying that same car, with the same year, make, model, trim, and mileage. Never a new car against a used one."
      },
      {
        "rule": "The coverage flexing includes",
        "detail": "Flexing includes covered repairs and leaves no loan to pay off if the car is totaled. Buying assumes the dealer add-ons closest to that, an extended warranty and GAP, at their average prices, though their terms differ, and not the ones for coverage Flexcar doesn't include, like tire, wheel, and key protection. Leaving one out means going without that protection."
      },
      {
        "rule": "Every cost, as each side pays it",
        "detail": "Buying pays the purchase price, the state's taxes and fees, financing, insurance, maintenance and repairs, registration, and roadside. Flexing pays the vehicle price, protection, the membership, and Flexcar's taxes as billed."
      },
      {
        "rule": "Matched insurance",
        "detail": "Buying's insurance matches Flexcar's Essential protection as closely as a car loan allows: your state's minimum liability, and comprehensive and collision with a $1,000 deductible. The buyer is still a little better covered, since Essential's deductible is $2,000 or $3,000."
      },
      {
        "rule": "The same driver",
        "detail": "Both sides assume a driver who pays on time and drives safely: buying's insurance is priced for a clean driving record, and flexing counts the OnTrack discount Flexcar gives members with good, average, or low credit who do both."
      },
      {
        "rule": "The same miles",
        "detail": "Both sides drive the miles the Flexcar plan includes."
      },
      {
        "rule": "After the sale",
        "detail": "Buying gets back the car's forecast trade-in value, less what's left on the loan."
      },
      {
        "rule": "Money tied up in the car",
        "detail": "Money buying ties up until the sale could have earned interest, so buying carries that cost of capital. Flexing is the baseline."
      },
      {
        "rule": "The same length of time",
        "detail": "Both sides cover the same 1, 3, or 5 years."
      }
    ],
    "weighting": {
      "applies_to": "market_basis_kind = fleet_weighted_mean",
      "method": "The kernel is run once per market and the results are averaged, weighted by each market's share of the Flexcar fleet. The weighting is fleet-wide and identical for every model, so differences between rows reflect the vehicle rather than where it is stocked.",
      "markets": [
        {
          "market": "atlanta",
          "label": "Atlanta",
          "vins": 9221,
          "weight": 0.4227
        },
        {
          "market": "new-england",
          "label": "Boston / New England",
          "vins": 5989,
          "weight": 0.2746
        },
        {
          "market": "sf-bay-area",
          "label": "San Francisco Bay Area",
          "vins": 1827,
          "weight": 0.0838
        },
        {
          "market": "tri-state",
          "label": "New York Tri-State",
          "vins": 1564,
          "weight": 0.0717
        },
        {
          "market": "charlotte",
          "label": "Charlotte",
          "vins": 1377,
          "weight": 0.0631
        },
        {
          "market": "nashville",
          "label": "Nashville",
          "vins": 982,
          "weight": 0.045
        },
        {
          "market": "la-metro-area",
          "label": "Los Angeles",
          "vins": 438,
          "weight": 0.0201
        },
        {
          "market": "dallas-fort-worth",
          "label": "Dallas–Fort Worth",
          "vins": 415,
          "weight": 0.019
        }
      ],
      "total_vins": 21813
    },
    "included": {
      "buying": [
        "purchase price (Black Book wholesale plus the fleet's average retail markup)",
        "purchase tax as each state charges it on a dealer used-car sale (see taxes)",
        "documentation, title, registration, and inspection fees",
        "Extended warranty: $3,346, its average price",
        "GAP coverage: $1,086, its average price",
        "monthly financing payment",
        "insurance matched to Flexcar's Essential protection as closely as a car loan allows: your state's minimum liability, plus comprehensive and collision with a $1,000 deductible, estimated from the vehicle's full-coverage profile, age band, credit band, and market, priced for its main city where two rate sources agree (see insurance_basis)",
        "maintenance and repairs per mile at the miles the matching Flexcar plan includes, rising with the car's mileage",
        "less the repairs the extended warranty pays (see warranty_repair_credit)",
        "registration and inspection renewals once the first period paid at purchase ends",
        "yearly taxes on the car's value where the market levies them",
        "the extra registration fees some states charge electric and hybrid cars (see taxes)",
        "roadside assistance"
      ],
      "flexing": [
        "monthly vehicle price for the plan matching the mileage",
        "monthly protection price (Essential) for the rate-card tier",
        "$249 annual membership, paid upfront and renewed yearly, after loyalty discounts on renewal",
        "less Flexcar's OnTrack discount for good, average, and low credit, for a driver who pays on time and drives safely (see on_track_discount)",
        "taxes as Flexcar's bills charge them (see taxes); New York on the 12-month prepaid tax plan",
        "payment by bank transfer, which is free for every member (card payments add 3%)"
      ]
    },
    "excluded": [
      "fuel",
      "tolls",
      "parking",
      "mileage beyond the selected driving amount",
      "swap charges",
      "damage and other applicable charges",
      "trade-in of a vehicle the shopper already owns",
      "Flexcar's refundable deposit, which some members pay at checkout",
      "a refund for canceling the warranty or GAP when the bought car is sold (see early_sale_refunds)"
    ],
    "upfront_basis": "buying_upfront_usd is the down payment and flexcar_upfront_usd the annual membership with tax: what each side pays beyond its monthly costs. Flexcar's first monthly payment is charged at checkout and buying's loan payments start a month later; both are in the monthly figures, and the cost of capital counts each payment when it's made.",
    "cost_of_capital": {
      "rate_pct_by_years": {
        "1": 4.27,
        "3": 4.84,
        "5": 4.97
      },
      "method": "Buying ties up more money than flexing until the car is sold. Each payment's difference from flexing's grows at the Treasury par yield for the hold's length (October 5, 2026) until the sale; that growth is buying's cost of capital, added to its total. Each payment counts from when it's made: Flexcar's bills (the first at checkout) and buying's insurance at the start of each month, loan payments from a month after purchase, and New York's prepaid tax at the start of each year. Flexing is the baseline, so its cost of capital is 0. Cash totals without it are in the *_cash_usd fields.",
      "source": {
        "label": "Treasury par yield curve",
        "date": "October 5, 2026",
        "url": "https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field_tdr_date_value_month=202610"
      }
    },
    "insurance_basis": {
      "basis": "Buying is priced with insurance matched to Flexcar's Essential protection as closely as a car loan allows: your state's minimum liability, plus comprehensive and collision with a $1,000 deductible.",
      "reduction_from_full_coverage_pct_by_market": {
        "new-england": 7,
        "tri-state": 11,
        "atlanta": 14,
        "charlotte": 5,
        "nashville": 11,
        "dallas-fort-worth": 15,
        "sf-bay-area": 12,
        "la-metro-area": 12
      },
      "method": "The per-model estimate is full coverage. A financed buyer must insure the car itself, so the closest match to Essential protection is state-minimum liability plus comprehensive and collision at a $1,000 deductible. Per state, from 2026 Quadrant data: matched = state minimum + damage coverage x (1 - the $500-to-$1,000 deductible saving). Full-coverage estimates don't all use the same limits and deductible, so each market takes the smallest reduction the data support. The buyer stays a little better covered: Essential's deductible is $2,000 or $3,000.",
      "age_ratio_to_45_plus": {
        "21–24": 1.622,
        "25–34": 1.183,
        "35–44": 1.069,
        "45+": 1
      },
      "age_method": "Each age band's average full-coverage rate over the average for ages 45 to 70, from Bankrate's rates by age (Quadrant data, November 2025 rates; its two tables averaged, ages between the published ones interpolated): the higher of the two age curves checked, the other being CarInsurance.com's (September 2026).",
      "level_method": "Market and credit band set the level: Bankrate's state averages by credit score (Quadrant data, November 2025 rates), each divided by $2,060, so a 35-44 driver with good credit in a Camry, the car Bankrate prices, lands within 2% of Bankrate's own state average.",
      "city_method": "Rates in most of these cities run above their state's average. Where Bankrate (archived state pages, November 2025 rates) and Insure.com (city pages, August 2026) agree that the same cities sit above (or below) their state's average, the market is priced for those cities, by the smaller of the two steps; otherwise the state average stands. Both use Quadrant data.",
      "city_by_market": {
        "new-england": {
          "priced_for": "Boston",
          "step_pct": 18.4,
          "evidence": [
            {
              "source": "Bankrate",
              "date": "November 2025 rates",
              "state_usd": 2096,
              "cities_usd": {
                "Boston": 2482
              },
              "urls": [
                "https://web.archive.org/web/20260610004939/https://www.bankrate.com/insurance/car/average-cost-of-car-insurance-in-massachusetts/"
              ]
            },
            {
              "source": "Insure.com",
              "date": "August 2026",
              "state_usd": 2429,
              "cities_usd": {
                "Boston": 3016
              },
              "urls": [
                "https://www.insure.com/car-insurance/average-car-insurance-cost-in-boston-ma/"
              ]
            }
          ]
        },
        "tri-state": {
          "priced_for": "New York statewide",
          "step_pct": 0,
          "evidence": [
            {
              "source": "Bankrate",
              "date": "November 2025 rates",
              "state_usd": 4092,
              "cities_usd": {
                "Yonkers": 3960
              },
              "urls": [
                "https://web.archive.org/web/20260420230342/https://www.bankrate.com/insurance/car/average-cost-of-car-insurance-in-new-york/"
              ]
            },
            {
              "source": "Insure.com",
              "date": "August 2026",
              "state_usd": 2596,
              "cities_usd": {
                "Yonkers": 3955
              },
              "urls": [
                "https://www.insure.com/car-insurance/average-car-insurance-cost-in-yonkers-ny/"
              ]
            }
          ]
        },
        "atlanta": {
          "priced_for": "Atlanta",
          "step_pct": 16.2,
          "evidence": [
            {
              "source": "Bankrate",
              "date": "November 2025 rates",
              "state_usd": 2909,
              "cities_usd": {
                "Atlanta": 3482
              },
              "urls": [
                "https://web.archive.org/web/20260418231324/https://www.bankrate.com/insurance/car/average-cost-of-car-insurance-in-georgia/"
              ]
            },
            {
              "source": "Insure.com",
              "date": "August 2026",
              "state_usd": 2503,
              "cities_usd": {
                "Atlanta": 2908
              },
              "urls": [
                "https://www.insure.com/car-insurance/average-car-insurance-cost-in-atlanta-ga/"
              ]
            }
          ]
        },
        "charlotte": {
          "priced_for": "Charlotte",
          "step_pct": 7.4,
          "evidence": [
            {
              "source": "Bankrate",
              "date": "November 2025 rates",
              "state_usd": 1831,
              "cities_usd": {
                "Charlotte": 2092
              },
              "urls": [
                "https://web.archive.org/web/20260512123251/https://www.bankrate.com/insurance/car/average-cost-of-car-insurance-in-north-carolina/"
              ]
            },
            {
              "source": "Insure.com",
              "date": "August 2026",
              "state_usd": 2638,
              "cities_usd": {
                "Charlotte": 2833
              },
              "urls": [
                "https://www.insure.com/car-insurance/average-car-insurance-cost-in-charlotte-nc/"
              ]
            }
          ]
        },
        "nashville": {
          "priced_for": "Tennessee statewide",
          "step_pct": 0,
          "evidence": [
            {
              "source": "Bankrate",
              "date": "November 2025 rates",
              "state_usd": 2004,
              "cities_usd": {
                "Nashville": 1985
              },
              "urls": [
                "https://web.archive.org/web/20260514044457/https://www.bankrate.com/insurance/car/average-cost-of-car-insurance-in-tennessee/"
              ]
            }
          ]
        },
        "dallas-fort-worth": {
          "priced_for": "Dallas and Fort Worth",
          "step_pct": 4.2,
          "evidence": [
            {
              "source": "Bankrate",
              "date": "November 2025 rates",
              "state_usd": 2751,
              "cities_usd": {
                "Dallas": 3146,
                "Fort Worth": 2750
              },
              "urls": [
                "https://web.archive.org/web/20260614125955/https://www.bankrate.com/insurance/car/average-cost-of-car-insurance-in-texas/"
              ]
            },
            {
              "source": "Insure.com",
              "date": "August 2026",
              "state_usd": 3106,
              "cities_usd": {
                "Dallas": 3426,
                "Fort Worth": 3049
              },
              "urls": [
                "https://www.insure.com/car-insurance/average-car-insurance-cost-in-dallas-tx/",
                "https://www.insure.com/car-insurance/average-car-insurance-cost-in-fort-worth-tx/"
              ]
            }
          ]
        },
        "sf-bay-area": {
          "priced_for": "San Francisco and San Jose",
          "step_pct": 3.1,
          "evidence": [
            {
              "source": "Bankrate",
              "date": "November 2025 rates",
              "state_usd": 3119,
              "cities_usd": {
                "San Francisco": 3515,
                "San Jose": 2914
              },
              "urls": [
                "https://web.archive.org/web/20260418232911/https://www.bankrate.com/insurance/car/average-cost-of-car-insurance-in-california/"
              ]
            },
            {
              "source": "Insure.com",
              "date": "August 2026",
              "state_usd": 3444,
              "cities_usd": {
                "San Francisco": 3976,
                "San Jose": 3416
              },
              "urls": [
                "https://www.insure.com/car-insurance/average-car-insurance-cost-in-san-francisco-ca/",
                "https://www.insure.com/car-insurance/average-car-insurance-cost-in-san-jose-ca/"
              ]
            }
          ]
        },
        "la-metro-area": {
          "priced_for": "Los Angeles",
          "step_pct": 27.3,
          "evidence": [
            {
              "source": "Bankrate",
              "date": "November 2025 rates",
              "state_usd": 3119,
              "cities_usd": {
                "Los Angeles": 4246
              },
              "urls": [
                "https://web.archive.org/web/20260418232911/https://www.bankrate.com/insurance/car/average-cost-of-car-insurance-in-california/"
              ]
            },
            {
              "source": "Insure.com",
              "date": "August 2026",
              "state_usd": 3444,
              "cities_usd": {
                "Los Angeles": 4383
              },
              "urls": [
                "https://www.insure.com/car-insurance/average-car-insurance-cost-in-los-angeles-ca/"
              ]
            }
          ]
        }
      },
      "sources": [
        {
          "label": "CFPB, insurance required on a financed car",
          "url": "https://www.consumerfinance.gov/ask-cfpb/what-is-force-placed-insurance-en-827/"
        },
        {
          "label": "CarInsurance.com, liability vs. full coverage (Quadrant data)",
          "date": "July 2026",
          "url": "https://www.carinsurance.com/liability-vs-full-coverage-car-insurance/"
        },
        {
          "label": "Insurance.com, average cost of car insurance by state (Quadrant data)",
          "date": "June 2026",
          "url": "https://www.insurance.com/auto-insurance/average-cost-car-insurance"
        },
        {
          "label": "CarInsurance.com, $500 vs. $1,000 deductible",
          "date": "April 2026",
          "url": "https://www.carinsurance.com/ask-our-experts/500-vs-1000-deductible-which-is-better/"
        },
        {
          "label": "Bankrate, car insurance rates by age (Quadrant data, November 2025 rates; archived copy)",
          "date": "May 2026",
          "url": "https://web.archive.org/web/20260520195252/https://www.bankrate.com/insurance/car/auto-insurance-rates-by-age/"
        },
        {
          "label": "CarInsurance.com, average rates by age (Quadrant data)",
          "date": "September 2026",
          "url": "https://www.carinsurance.com/average-rates-by-age.aspx"
        },
        {
          "label": "Bankrate, car insurance rates by credit score (Quadrant data, November 2025 rates; archived copy)",
          "date": "May 2026",
          "url": "https://web.archive.org/web/20260523090938/https://www.bankrate.com/insurance/car/rates-by-credit-score/"
        }
      ]
    },
    "on_track_discount": {
      "label": "Flexcar OnTrack discount",
      "starts_with_payment": 7,
      "monthly_usd_by_credit_band": {
        "good": {
          "21–24": {
            "500": 15,
            "850": 15,
            "1200": 25,
            "2000": 35
          },
          "25–34": {
            "500": 15,
            "850": 15,
            "1200": 25,
            "2000": 35
          },
          "35–44": {
            "500": 15,
            "850": 15,
            "1200": 25,
            "2000": 35
          },
          "45+": {
            "500": 15,
            "850": 15,
            "1200": 25,
            "2000": 35
          }
        },
        "average": {
          "21–24": {
            "500": 50,
            "850": 50,
            "1200": 75,
            "2000": 100
          },
          "25–34": {
            "500": 25,
            "850": 25,
            "1200": 45,
            "2000": 65
          },
          "35–44": {
            "500": 25,
            "850": 25,
            "1200": 45,
            "2000": 65
          },
          "45+": {
            "500": 25,
            "850": 25,
            "1200": 45,
            "2000": 65
          }
        },
        "low": {
          "21–24": {
            "500": 50,
            "850": 50,
            "1200": 75,
            "2000": 100
          },
          "25–34": {
            "500": 50,
            "850": 50,
            "1200": 75,
            "2000": 100
          },
          "35–44": {
            "500": 50,
            "850": 50,
            "1200": 75,
            "2000": 100
          },
          "45+": {
            "500": 50,
            "850": 50,
            "1200": 75,
            "2000": 100
          }
        }
      },
      "method": "Flexcar's OnTrack discount takes a fixed amount off the vehicle price, before tax, for members with good, average, or low credit, from the seventh payment once they've made six months of on-time payments with a passing driving score (a late payment or a low score restarts the count). By credit: good, $15, $25, and $35 a month on the 850-, 1,200-, and 2,000-mile plans; average, $25, $45, and $65 ($50, $75, and $100 at ages 21–24); low, $50, $75, and $100. It's counted for a driver who pays on time and drives safely, just as buying's insurance is priced for a clean driving record."
    },
    "warranty_repair_credit": {
      "claims_share_pct": 30,
      "contract_price_usd": 3346,
      "claims_usd": 1004,
      "contract_years": 5,
      "method": "The extended warranty pays some repairs, so buying gets back what a dealer contract realistically pays in claims: a share of its price, after deductibles, exclusions (brakes, tires, batteries, maintenance) and denials. The claims are spread over the contract's years by Argonne National Laboratory's out-of-warranty repair curve for the car's age (none in its first two years), each year capped at what a zero-deductible, top-coverage contract would pay, and only the years inside the hold count. The credit comes off buying's running costs in the year it is paid, so it also lowers buying's cost of capital. Profiles without the warranty get none.",
      "sources": [
        {
          "label": "Kerper Bowron, vehicle service contracts",
          "date": "June 2025",
          "url": "https://kerper-bowron.com/blog/understanding-vehicle-service-contracts/"
        },
        {
          "label": "Warranty Week",
          "date": "August 2010",
          "url": "https://www.warrantyweek.com/archive/ww20100826.html"
        },
        {
          "label": "Hayne, Extended Service Contracts (CAS Variance)",
          "date": "2007",
          "url": "https://variancejournal.org/article/141777-extended-service-contracts-an-overview"
        },
        {
          "label": "Consumer Reports owner survey",
          "date": "2014",
          "url": "https://www.consumerreports.org/extended-warranties/extended-car-warranties-an-expensive-gamble"
        },
        {
          "label": "Argonne National Laboratory, total cost of ownership",
          "date": "2021",
          "url": "https://publications.anl.gov/anlpubs/2021/05/167399.pdf"
        }
      ]
    },
    "taxes": [
      {
        "market": "atlanta",
        "label": "Atlanta",
        "buying_purchase_tax": "Georgia title ad valorem tax, 7% of assessed value",
        "flexing_tax_pct": {
          "vehicle": 6.7,
          "protection": 6.8,
          "membership": 6.6
        },
        "buying_yearly_vehicle_tax": null,
        "buying_powertrain_fees_usd": {
          "bev": {
            "first_year_usd": 238.59,
            "renewal_usd": 238.59
          },
          "label": "Georgia's yearly fee for electric cars",
          "note": "For registrations from July 2026 to June 2027."
        }
      },
      {
        "market": "new-england",
        "label": "Boston / New England",
        "buying_purchase_tax": "Massachusetts sales tax, 6.25%",
        "flexing_tax_pct": {
          "vehicle": 6.2,
          "protection": 6.2,
          "membership": 6
        },
        "buying_yearly_vehicle_tax": "Motor vehicle excise",
        "buying_powertrain_fees_usd": null
      },
      {
        "market": "sf-bay-area",
        "label": "San Francisco Bay Area",
        "buying_purchase_tax": "California sales tax, 9.75%",
        "flexing_tax_pct": {
          "vehicle": 9.8,
          "protection": 9.9,
          "membership": 9.9
        },
        "buying_yearly_vehicle_tax": "Registration and vehicle license fee",
        "buying_powertrain_fees_usd": {
          "bev": {
            "first_year_usd": 101,
            "renewal_usd": 101
          },
          "label": "California's road improvement fee for electric cars",
          "note": "$121 a year, less the $20 smog abatement fee electric cars don't pay."
        }
      },
      {
        "market": "tri-state",
        "label": "New York Tri-State",
        "buying_purchase_tax": "New York sales tax (Westchester), 8.375%",
        "flexing_tax_pct": {
          "vehicle": 8.4,
          "protection": 0,
          "membership": 8.4
        },
        "buying_yearly_vehicle_tax": null,
        "buying_powertrain_fees_usd": null
      },
      {
        "market": "charlotte",
        "label": "Charlotte",
        "buying_purchase_tax": "North Carolina highway use tax, 3%",
        "flexing_tax_pct": {
          "vehicle": 17.5,
          "protection": 18.1,
          "membership": 17.7
        },
        "buying_yearly_vehicle_tax": "Vehicle property tax",
        "buying_powertrain_fees_usd": {
          "bev": {
            "first_year_usd": 214.5,
            "renewal_usd": 214.5
          },
          "phev": {
            "first_year_usd": 107.25,
            "renewal_usd": 107.25
          },
          "label": "North Carolina's yearly fee for electric and plug-in hybrid cars",
          "note": null
        }
      },
      {
        "market": "nashville",
        "label": "Nashville",
        "buying_purchase_tax": "Tennessee sales tax, 7%",
        "flexing_tax_pct": {
          "vehicle": 10.2,
          "protection": 10.4,
          "membership": 10
        },
        "buying_yearly_vehicle_tax": "County wheel tax",
        "buying_powertrain_fees_usd": {
          "bev": {
            "first_year_usd": 0,
            "renewal_usd": 274
          },
          "phev": {
            "first_year_usd": 0,
            "renewal_usd": 100
          },
          "hev": {
            "first_year_usd": 0,
            "renewal_usd": 100
          },
          "label": "Tennessee's renewal fee for electric and hybrid cars",
          "note": "At renewal only: $274 for electric cars from 2027, $100 for hybrids."
        }
      },
      {
        "market": "la-metro-area",
        "label": "Los Angeles",
        "buying_purchase_tax": "California sales tax, 10.5%",
        "flexing_tax_pct": {
          "vehicle": 10.2,
          "protection": 10.5,
          "membership": 10.5
        },
        "buying_yearly_vehicle_tax": "Registration and vehicle license fee",
        "buying_powertrain_fees_usd": {
          "bev": {
            "first_year_usd": 101,
            "renewal_usd": 101
          },
          "label": "California's road improvement fee for electric cars",
          "note": "$121 a year, less the $20 smog abatement fee electric cars don't pay."
        }
      },
      {
        "market": "dallas-fort-worth",
        "label": "Dallas–Fort Worth",
        "buying_purchase_tax": "Texas motor vehicle sales tax, 6.25%",
        "flexing_tax_pct": {
          "vehicle": 6.1,
          "protection": 6.3,
          "membership": 6.3
        },
        "buying_yearly_vehicle_tax": null,
        "buying_powertrain_fees_usd": {
          "bev": {
            "first_year_usd": 200,
            "renewal_usd": 200
          },
          "label": "Texas's yearly fee for electric cars",
          "note": null
        }
      }
    ],
    "sources": [
      {
        "label": "Black Book vehicle values",
        "url": "https://www.blackbook.com/vehicle-values/"
      },
      {
        "label": "CarEdge: dealer fees",
        "url": "https://caredge.com/guides/understanding-car-dealer-fees"
      },
      {
        "label": "CarEdge: maintenance",
        "url": "https://caredge.com/maintenance"
      },
      {
        "label": "CarMax 10-K",
        "date": "fiscal 2026",
        "url": "https://www.sec.gov/Archives/edgar/data/1170010/000117001026000021/kmx-20260228.htm"
      },
      {
        "label": "CFPB auto finance data",
        "date": "December 2022",
        "url": "https://files.consumerfinance.gov/f/documents/cfpb_servicemember-auto-finance-report_2025-01.pdf"
      },
      {
        "label": "BLS consumer price index (CPI-U)",
        "date": "August 2026",
        "url": "https://data.bls.gov/timeseries/CUUR0000SA0"
      },
      {
        "label": "Federal Reserve staff paper",
        "date": "2022",
        "url": "https://www.federalreserve.gov/econres/feds/files/2022062pap.pdf"
      },
      {
        "label": "Treasury par yield curve",
        "date": "October 5, 2026",
        "url": "https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field_tdr_date_value_month=202610"
      },
      {
        "label": "Experian State of the Automotive Finance Market",
        "date": "Q2 2026",
        "url": "https://www.experian.com/blogs/ask-experian/used-car-loan-rates/"
      },
      {
        "label": "Flexcar Loyalty Program",
        "url": "https://support.flexcar.com/en_us/flexcar-loyalty-program-Bk0SIfD5Wg"
      },
      {
        "label": "Flexcar mileage plans",
        "url": "https://support.flexcar.com/en_us/how-much-does-flexcar-cost-H15EIfD9Zg"
      },
      {
        "label": "Consumer Reports owner cost data",
        "date": "2020",
        "url": "https://advocacy.consumerreports.org/wp-content/uploads/2020/10/EV-Ownership-Cost-Final-Report-1.pdf"
      },
      {
        "label": "BLS price index, vehicle maintenance and repair",
        "date": "August 2026",
        "url": "https://data.bls.gov/timeseries/CUUR0000SETD"
      },
      {
        "label": "Flexcar taxes",
        "url": "https://support.flexcar.com/en_us/taxes-SJOS8MwcWg"
      },
      {
        "label": "Flexcar Membership Agreement, section 3.3(f)",
        "url": "https://www.flexcar.com/membershipagreement"
      },
      {
        "label": "Black Book 2026 outlook",
        "date": "January 2026",
        "url": "https://www.blackbook.com/black-book-2026-outlook-market-stability-returns-but-value-fragmentation-deepens/"
      },
      {
        "label": "CFPB, insurance required on a financed car",
        "url": "https://www.consumerfinance.gov/ask-cfpb/what-is-force-placed-insurance-en-827/"
      },
      {
        "label": "CarInsurance.com, liability vs. full coverage (Quadrant data)",
        "date": "July 2026",
        "url": "https://www.carinsurance.com/liability-vs-full-coverage-car-insurance/"
      },
      {
        "label": "Insurance.com, average cost of car insurance by state (Quadrant data)",
        "date": "June 2026",
        "url": "https://www.insurance.com/auto-insurance/average-cost-car-insurance"
      },
      {
        "label": "CarInsurance.com, $500 vs. $1,000 deductible",
        "date": "April 2026",
        "url": "https://www.carinsurance.com/ask-our-experts/500-vs-1000-deductible-which-is-better/"
      },
      {
        "label": "Bankrate, car insurance rates by age (Quadrant data, November 2025 rates; archived copy)",
        "date": "May 2026",
        "url": "https://web.archive.org/web/20260520195252/https://www.bankrate.com/insurance/car/auto-insurance-rates-by-age/"
      },
      {
        "label": "CarInsurance.com, average rates by age (Quadrant data)",
        "date": "September 2026",
        "url": "https://www.carinsurance.com/average-rates-by-age.aspx"
      },
      {
        "label": "Bankrate, car insurance rates by credit score (Quadrant data, November 2025 rates; archived copy)",
        "date": "May 2026",
        "url": "https://web.archive.org/web/20260523090938/https://www.bankrate.com/insurance/car/rates-by-credit-score/"
      }
    ],
    "early_sale_refunds": {
      "counted": false,
      "basis": "Pro rata by the time left: GAP on the loan's term, the extended warranty on its 5-year term. A cancellation fee of up to $50 can come off where it's allowed, and a warranty refund can also lose any claims paid.",
      "fee_usd": 50,
      "by_years": {
        "1": {
          "gap_usd": 869,
          "extended_warranty_usd": 2677,
          "expected_usd": 1411
        },
        "3": {
          "gap_usd": 434,
          "extended_warranty_usd": 1338,
          "expected_usd": 705
        },
        "5": {
          "gap_usd": 0,
          "extended_warranty_usd": 0,
          "expected_usd": 0
        }
      },
      "received_share": {
        "gap": {
          "estimate": 0.7,
          "low": 0.55,
          "high": 0.85,
          "how": "Automatic in about 13 states, about a third of US residents (California, Texas and New Jersey among them), and at some lenders everywhere; elsewhere the buyer has to ask, usually within 90 days of payoff.",
          "sources": [
            {
              "label": "CFPB Supervisory Highlights, auto finance",
              "date": "October 2024",
              "url": "https://files.consumerfinance.gov/f/documents/cfpb_supervisory-highlights-special-ed-auto-finance_2024-10.pdf"
            },
            {
              "label": "California Civil Code 2982.12 (automatic GAP refunds)",
              "url": "https://codes.findlaw.com/ca/civil-code/civ-sect-2982-12/"
            },
            {
              "label": "Texas Finance Code 354.007",
              "url": "https://texas.public.law/statutes/tex._fin._code_section_354.007"
            },
            {
              "label": "Martin v. Toyota Motor Credit, final approval",
              "date": "November 2022",
              "url": "https://storage.courtlistener.com/recap/gov.uscourts.cacd.802346/gov.uscourts.cacd.802346.144.0.pdf"
            },
            {
              "label": "Herrera v. Wells Fargo, final approval",
              "date": "November 2021",
              "url": "https://storage.courtlistener.com/recap/gov.uscourts.cacd.702436/gov.uscourts.cacd.702436.209.0.pdf"
            }
          ]
        },
        "extended_warranty": {
          "estimate": 0.3,
          "low": 0.15,
          "high": 0.5,
          "how": "Never automatic: the owner has to cancel in writing, with the contract and the mileage.",
          "sources": [
            {
              "label": "CFPB Supervisory Highlights, junk fees",
              "date": "October 2023",
              "url": "https://files.consumerfinance.gov/f/documents/cfpb_supervisory_highlights_junk_fees-update-special-ed_2023-09.pdf"
            },
            {
              "label": "GM Protection plan sample contract",
              "date": "October 2022",
              "url": "https://www.knappvehicleservicecontracts.com/brochure/cadillac-protection-plan-sample-contract-10-2022.pdf"
            },
            {
              "label": "California Civil Code 1794.41 (cancellation fees)",
              "url": "https://codes.findlaw.com/ca/civil-code/civ-sect-1794-41/"
            },
            {
              "label": "Colonnade Advisors, vehicle service contract industry (industry)",
              "date": "August 2017",
              "url": "https://coladv.com/wp-content/uploads/Vehicle-Service-Contract-Industry-White-Paper-081517.pdf"
            }
          ]
        }
      },
      "estimate_note": "Estimates, not measured rates: no source counts the buyers who get these refunds. When two lenders' settlements offered refunds to past borrowers by mail, 12% to 15% claimed them."
    },
    "dealer_addons_basis": "Each dealer product closest to what Flexcar includes counts at its average price, though its terms differ (in_comparison true): the extended warranty and GAP. The others are listed for reference and never counted. Other dealer protection products aren't counted: tire and wheel protection for pothole and curb damage, key replacement, and paint and fabric protection. Flexcar's Essential protection leaves that kind of damage to the member, up to the deductible. Worn tires are different: Flexcar's membership replaces them, and buying's maintenance cost includes them. take_rate_pct is the share of dealer customers who buy each product, from the cited research, so anyone can compute an expected add-on cost. The comparison itself doesn't use it. Leaving add-ons out lowers what buying costs at the dealer, but the buyer gives up what they cover. The biggest is repairs: without the extended warranty, the buyer pays every repair the warranty would have covered. A typical dealer customer, taking each add-on at the share of buyers who do, spends about $2,185 on them. That's what buyers spend on average, but each product skipped is coverage the buyer goes without and Flexcar still includes, so it isn't a like-for-like comparison.",
    "dealer_addons": [
      {
        "id": "extended_warranty",
        "label": "Extended warranty",
        "price_usd": 3346,
        "take_rate_pct": 52,
        "in_comparison": true,
        "flexcar_includes": "Covered repairs and maintenance, with the membership",
        "note": "Take rate: CarMax used-car buyers who bought a service plan. Price: the CFPB's average for warranty, service, and maintenance plans on financed loans, in 2026 dollars.",
        "sources": [
          {
            "label": "CarMax 10-K",
            "date": "fiscal 2026",
            "url": "https://www.sec.gov/Archives/edgar/data/1170010/000117001026000021/kmx-20260228.htm"
          },
          {
            "label": "CFPB auto finance data",
            "date": "December 2022",
            "url": "https://files.consumerfinance.gov/f/documents/cfpb_servicemember-auto-finance-report_2025-01.pdf"
          },
          {
            "label": "BLS consumer price index (CPI-U)",
            "date": "August 2026",
            "url": "https://data.bls.gov/timeseries/CUUR0000SA0"
          }
        ]
      },
      {
        "id": "gap",
        "label": "GAP coverage",
        "price_usd": 1086,
        "take_rate_pct": 41,
        "in_comparison": true,
        "flexcar_includes": "No loan to pay off if the car is totaled",
        "note": "Take rate: financed used-car purchases. Price: CFPB average on financed loans, in 2026 dollars.",
        "sources": [
          {
            "label": "Federal Reserve staff paper",
            "date": "2022",
            "url": "https://www.federalreserve.gov/econres/feds/files/2022062pap.pdf"
          },
          {
            "label": "CFPB auto finance data",
            "date": "December 2022",
            "url": "https://files.consumerfinance.gov/f/documents/cfpb_servicemember-auto-finance-report_2025-01.pdf"
          },
          {
            "label": "BLS consumer price index (CPI-U)",
            "date": "August 2026",
            "url": "https://data.bls.gov/timeseries/CUUR0000SA0"
          }
        ]
      },
      {
        "id": "other_protection",
        "label": "Other protection products",
        "price_usd": 1349,
        "take_rate_pct": 23.4,
        "in_comparison": false,
        "flexcar_includes": null,
        "note": "Tire and wheel, key fob, paint and fabric, auto club and electronics protection, on financed loans, in 2026 dollars. Not counted: Flexcar's Essential protection leaves that kind of damage to the member.",
        "sources": [
          {
            "label": "CFPB auto finance data",
            "date": "December 2022",
            "url": "https://files.consumerfinance.gov/f/documents/cfpb_servicemember-auto-finance-report_2025-01.pdf"
          },
          {
            "label": "BLS consumer price index (CPI-U)",
            "date": "August 2026",
            "url": "https://data.bls.gov/timeseries/CUUR0000SA0"
          }
        ]
      }
    ],
    "close_call": "close_call is true when the two after-sale totals, with buying's cost of capital, are within 5% of the larger one. Small changes in the price paid or the resale value could flip which side costs less."
  },
  "summary": {
    "models": 163,
    "vehicles_pooled": 21696,
    "dataset_vehicles_total": 21813,
    "flexing_costs_less_on": 160,
    "buying_costs_less_on": 3,
    "close_calls": 10,
    "median_difference_usd": 6332
  },
  "results_by_years": {
    "scenario": "a 25–34 driver with good (670–739) credit driving about 15,000 miles a year, with the dealer's extended warranty and GAP coverage, averaged across Flexcar's 8 markets, once the bought car is sold, with buying's cost of capital",
    "close_call_band_pct": 5,
    "by_years": {
      "1": {
        "models": 163,
        "flexing_cheaper_by_more_than_band": 163,
        "too_close_to_call": 0,
        "buying_cheaper_by_more_than_band": 0,
        "median_difference_usd": 8675
      },
      "3": {
        "models": 163,
        "flexing_cheaper_by_more_than_band": 151,
        "too_close_to_call": 10,
        "buying_cheaper_by_more_than_band": 2,
        "median_difference_usd": 6332
      },
      "5": {
        "models": 163,
        "flexing_cheaper_by_more_than_band": 97,
        "too_close_to_call": 53,
        "buying_cheaper_by_more_than_band": 13,
        "median_difference_usd": 3563
      }
    }
  },
  "fleet": {
    "id": "fleet",
    "make": "Any",
    "model": "Flexcar",
    "label": "A typical Flexcar",
    "model_year": 2025,
    "vehicles_pooled": 21813,
    "market_mix": null,
    "buying_total_after_resale_usd": 36493,
    "flexcar_total_usd": 29370,
    "buying_cost_of_capital_usd": 946,
    "buying_warranty_repair_credit_usd": 267,
    "flexcar_on_track_discount_usd": 809,
    "difference_usd": 7123,
    "buying_total_after_resale_cash_usd": 35547,
    "flexcar_total_cash_usd": 29370,
    "costs_less": "flexcar",
    "close_call": false,
    "buying_monthly_usd": 947,
    "flexcar_monthly_usd": 809,
    "buying_upfront_usd": 4829,
    "flexcar_upfront_usd": 268,
    "resale_credit_usd": 3374,
    "scenario_id": "across-flexcar-markets",
    "horizon_years": 3,
    "market_basis": "Across Flexcar markets",
    "annual_miles": 15000,
    "age_band": "25_to_34",
    "credit_band": "good",
    "basis": "pooled fleet average",
    "is_estimate": true,
    "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
    "model_page_url": null,
    "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?years=3&miles=15000&age=25_to_34&credit=good"
  },
  "models": [
    {
      "id": "toyota-corolla",
      "make": "Toyota",
      "model": "Corolla",
      "label": "Toyota Corolla",
      "model_year": 2024,
      "vehicles_pooled": 849,
      "market_mix": {
        "atlanta": 380,
        "charlotte": 60,
        "dallas-fort-worth": 8,
        "la-metro-area": 8,
        "nashville": 39,
        "new-england": 258,
        "sf-bay-area": 59,
        "tri-state": 37
      },
      "buying_total_after_resale_usd": 31297,
      "flexcar_total_usd": 25246,
      "buying_cost_of_capital_usd": 753,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6051,
      "buying_total_after_resale_cash_usd": 30544,
      "flexcar_total_cash_usd": 25246,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 811,
      "flexcar_monthly_usd": 694,
      "buying_upfront_usd": 3739,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2389,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Corolla",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-corolla&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-camry",
      "make": "Toyota",
      "model": "Camry",
      "label": "Toyota Camry",
      "model_year": 2025,
      "vehicles_pooled": 783,
      "market_mix": {
        "atlanta": 364,
        "charlotte": 40,
        "dallas-fort-worth": 9,
        "la-metro-area": 5,
        "nashville": 26,
        "new-england": 241,
        "sf-bay-area": 52,
        "tri-state": 46
      },
      "buying_total_after_resale_usd": 32097,
      "flexcar_total_usd": 26423,
      "buying_cost_of_capital_usd": 878,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5674,
      "buying_total_after_resale_cash_usd": 31219,
      "flexcar_total_cash_usd": 26423,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 848,
      "flexcar_monthly_usd": 726,
      "buying_upfront_usd": 4604,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3925,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Camry",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-camry&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-malibu",
      "make": "Chevrolet",
      "model": "Malibu",
      "label": "Chevrolet Malibu",
      "model_year": 2023,
      "vehicles_pooled": 754,
      "market_mix": {
        "atlanta": 436,
        "charlotte": 51,
        "dallas-fort-worth": 1,
        "nashville": 35,
        "new-england": 219,
        "sf-bay-area": 2,
        "tri-state": 10
      },
      "buying_total_after_resale_usd": 30578,
      "flexcar_total_usd": 24663,
      "buying_cost_of_capital_usd": 518,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5915,
      "buying_total_after_resale_cash_usd": 30060,
      "flexcar_total_cash_usd": 24663,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 741,
      "flexcar_monthly_usd": 678,
      "buying_upfront_usd": 3131,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -248,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Malibu",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-malibu&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-edge",
      "make": "Ford",
      "model": "Edge",
      "label": "Ford Edge",
      "model_year": 2023,
      "vehicles_pooled": 527,
      "market_mix": {
        "atlanta": 218,
        "charlotte": 30,
        "nashville": 33,
        "new-england": 225,
        "tri-state": 21
      },
      "buying_total_after_resale_usd": 33821,
      "flexcar_total_usd": 27766,
      "buying_cost_of_capital_usd": 615,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6055,
      "buying_total_after_resale_cash_usd": 33206,
      "flexcar_total_cash_usd": 27766,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 829,
      "flexcar_monthly_usd": 764,
      "buying_upfront_usd": 3907,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 533,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-Edge",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-edge&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-santa-fe",
      "make": "Hyundai",
      "model": "Santa Fe",
      "label": "Hyundai Santa Fe",
      "model_year": 2023,
      "vehicles_pooled": 490,
      "market_mix": {
        "atlanta": 231,
        "charlotte": 29,
        "dallas-fort-worth": 5,
        "la-metro-area": 3,
        "nashville": 31,
        "new-england": 147,
        "sf-bay-area": 21,
        "tri-state": 23
      },
      "buying_total_after_resale_usd": 37377,
      "flexcar_total_usd": 30481,
      "buying_cost_of_capital_usd": 831,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6896,
      "buying_total_after_resale_cash_usd": 36546,
      "flexcar_total_cash_usd": 30481,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 943,
      "flexcar_monthly_usd": 839,
      "buying_upfront_usd": 4748,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2140,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-Santa-Fe",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-santa-fe&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-rav4",
      "make": "Toyota",
      "model": "RAV4",
      "label": "Toyota RAV4",
      "model_year": 2024,
      "vehicles_pooled": 460,
      "market_mix": {
        "atlanta": 173,
        "charlotte": 24,
        "dallas-fort-worth": 4,
        "la-metro-area": 5,
        "nashville": 30,
        "new-england": 155,
        "sf-bay-area": 37,
        "tri-state": 32
      },
      "buying_total_after_resale_usd": 36013,
      "flexcar_total_usd": 27898,
      "buying_cost_of_capital_usd": 1196,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8115,
      "buying_total_after_resale_cash_usd": 34817,
      "flexcar_total_cash_usd": 27898,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 961,
      "flexcar_monthly_usd": 767,
      "buying_upfront_usd": 5520,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5300,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-RAV4",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-rav4&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-compass",
      "make": "Jeep",
      "model": "Compass",
      "label": "Jeep Compass",
      "model_year": 2025,
      "vehicles_pooled": 415,
      "market_mix": {
        "atlanta": 183,
        "charlotte": 28,
        "dallas-fort-worth": 4,
        "la-metro-area": 3,
        "nashville": 18,
        "new-england": 126,
        "sf-bay-area": 19,
        "tri-state": 34
      },
      "buying_total_after_resale_usd": 31831,
      "flexcar_total_usd": 27806,
      "buying_cost_of_capital_usd": 564,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4025,
      "buying_total_after_resale_cash_usd": 31267,
      "flexcar_total_cash_usd": 27806,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 815,
      "flexcar_monthly_usd": 765,
      "buying_upfront_usd": 3832,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1883,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Compass",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-compass&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-k5",
      "make": "Kia",
      "model": "K5",
      "label": "Kia K5",
      "model_year": 2027,
      "vehicles_pooled": 357,
      "market_mix": {
        "atlanta": 131,
        "charlotte": 12,
        "dallas-fort-worth": 2,
        "la-metro-area": 97,
        "nashville": 2,
        "new-england": 57,
        "sf-bay-area": 33,
        "tri-state": 23
      },
      "buying_total_after_resale_usd": 37717,
      "flexcar_total_usd": 27813,
      "buying_cost_of_capital_usd": 1008,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9904,
      "buying_total_after_resale_cash_usd": 36709,
      "flexcar_total_cash_usd": 27813,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 930,
      "flexcar_monthly_usd": 765,
      "buying_upfront_usd": 4778,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1543,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-K5",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-k5&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "nissan-altima",
      "make": "Nissan",
      "model": "Altima",
      "label": "Nissan Altima",
      "model_year": 2025,
      "vehicles_pooled": 355,
      "market_mix": {
        "atlanta": 170,
        "charlotte": 21,
        "dallas-fort-worth": 8,
        "la-metro-area": 7,
        "nashville": 10,
        "new-england": 85,
        "sf-bay-area": 35,
        "tri-state": 19
      },
      "buying_total_after_resale_usd": 32675,
      "flexcar_total_usd": 26382,
      "buying_cost_of_capital_usd": 708,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6293,
      "buying_total_after_resale_cash_usd": 31967,
      "flexcar_total_cash_usd": 26382,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 831,
      "flexcar_monthly_usd": 725,
      "buying_upfront_usd": 3660,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1631,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Nissan-Altima",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=nissan-altima&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-k4",
      "make": "Kia",
      "model": "K4",
      "label": "Kia K4",
      "model_year": 2025,
      "vehicles_pooled": 347,
      "market_mix": {
        "atlanta": 195,
        "charlotte": 26,
        "dallas-fort-worth": 4,
        "la-metro-area": 4,
        "nashville": 17,
        "new-england": 62,
        "sf-bay-area": 26,
        "tri-state": 13
      },
      "buying_total_after_resale_usd": 30482,
      "flexcar_total_usd": 25739,
      "buying_cost_of_capital_usd": 527,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4743,
      "buying_total_after_resale_cash_usd": 29955,
      "flexcar_total_cash_usd": 25739,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 751,
      "flexcar_monthly_usd": 707,
      "buying_upfront_usd": 3605,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 694,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-K4",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-k4&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "volkswagen-jetta",
      "make": "Volkswagen",
      "model": "Jetta",
      "label": "Volkswagen Jetta",
      "model_year": 2025,
      "vehicles_pooled": 341,
      "market_mix": {
        "atlanta": 178,
        "charlotte": 19,
        "dallas-fort-worth": 5,
        "la-metro-area": 3,
        "nashville": 22,
        "new-england": 64,
        "sf-bay-area": 36,
        "tri-state": 14
      },
      "buying_total_after_resale_usd": 30975,
      "flexcar_total_usd": 25782,
      "buying_cost_of_capital_usd": 689,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5193,
      "buying_total_after_resale_cash_usd": 30286,
      "flexcar_total_cash_usd": 25782,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 810,
      "flexcar_monthly_usd": 709,
      "buying_upfront_usd": 3616,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2482,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Volkswagen-Jetta",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=volkswagen-jetta&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-telluride",
      "make": "Kia",
      "model": "Telluride",
      "label": "Kia Telluride",
      "model_year": 2025,
      "vehicles_pooled": 329,
      "market_mix": {
        "atlanta": 147,
        "charlotte": 21,
        "dallas-fort-worth": 4,
        "la-metro-area": 4,
        "nashville": 13,
        "new-england": 78,
        "sf-bay-area": 18,
        "tri-state": 44
      },
      "buying_total_after_resale_usd": 42927,
      "flexcar_total_usd": 35148,
      "buying_cost_of_capital_usd": 1127,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7779,
      "buying_total_after_resale_cash_usd": 41800,
      "flexcar_total_cash_usd": 35148,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1128,
      "flexcar_monthly_usd": 969,
      "buying_upfront_usd": 5883,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4676,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-Telluride",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-telluride&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-sonata",
      "make": "Hyundai",
      "model": "Sonata",
      "label": "Hyundai Sonata",
      "model_year": 2025,
      "vehicles_pooled": 320,
      "market_mix": {
        "atlanta": 164,
        "charlotte": 31,
        "la-metro-area": 1,
        "nashville": 19,
        "new-england": 71,
        "sf-bay-area": 19,
        "tri-state": 15
      },
      "buying_total_after_resale_usd": 33568,
      "flexcar_total_usd": 26098,
      "buying_cost_of_capital_usd": 845,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7470,
      "buying_total_after_resale_cash_usd": 32723,
      "flexcar_total_cash_usd": 26098,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 859,
      "flexcar_monthly_usd": 717,
      "buying_upfront_usd": 3979,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2162,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-Sonata",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-sonata&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-trax",
      "make": "Chevrolet",
      "model": "Trax",
      "label": "Chevrolet Trax",
      "model_year": 2025,
      "vehicles_pooled": 312,
      "market_mix": {
        "atlanta": 121,
        "charlotte": 21,
        "dallas-fort-worth": 4,
        "la-metro-area": 6,
        "nashville": 12,
        "new-england": 74,
        "sf-bay-area": 46,
        "tri-state": 28
      },
      "buying_total_after_resale_usd": 31935,
      "flexcar_total_usd": 27222,
      "buying_cost_of_capital_usd": 655,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4713,
      "buying_total_after_resale_cash_usd": 31280,
      "flexcar_total_cash_usd": 27222,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 822,
      "flexcar_monthly_usd": 749,
      "buying_upfront_usd": 3990,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2292,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Trax",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-trax&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-trailblazer",
      "make": "Chevrolet",
      "model": "Trailblazer",
      "label": "Chevrolet Trailblazer",
      "model_year": 2025,
      "vehicles_pooled": 295,
      "market_mix": {
        "atlanta": 131,
        "charlotte": 25,
        "dallas-fort-worth": 6,
        "la-metro-area": 3,
        "nashville": 9,
        "new-england": 65,
        "sf-bay-area": 35,
        "tri-state": 21
      },
      "buying_total_after_resale_usd": 32818,
      "flexcar_total_usd": 25415,
      "buying_cost_of_capital_usd": 990,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7403,
      "buying_total_after_resale_cash_usd": 31828,
      "flexcar_total_cash_usd": 25415,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 879,
      "flexcar_monthly_usd": 699,
      "buying_upfront_usd": 4269,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4091,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Trailblazer",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-trailblazer&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-cx-30",
      "make": "Mazda",
      "model": "CX-30",
      "label": "Mazda CX-30",
      "model_year": 2025,
      "vehicles_pooled": 268,
      "market_mix": {
        "atlanta": 101,
        "charlotte": 14,
        "dallas-fort-worth": 6,
        "la-metro-area": 3,
        "nashville": 10,
        "new-england": 88,
        "sf-bay-area": 20,
        "tri-state": 26
      },
      "buying_total_after_resale_usd": 32301,
      "flexcar_total_usd": 27367,
      "buying_cost_of_capital_usd": 718,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4934,
      "buying_total_after_resale_cash_usd": 31583,
      "flexcar_total_cash_usd": 27367,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 836,
      "flexcar_monthly_usd": 753,
      "buying_upfront_usd": 4255,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2781,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mazda-CX-30",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-cx-30&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-cx-50",
      "make": "Mazda",
      "model": "CX-50",
      "label": "Mazda CX-50",
      "model_year": 2025,
      "vehicles_pooled": 267,
      "market_mix": {
        "atlanta": 108,
        "charlotte": 23,
        "dallas-fort-worth": 2,
        "la-metro-area": 5,
        "nashville": 13,
        "new-england": 70,
        "sf-bay-area": 26,
        "tri-state": 20
      },
      "buying_total_after_resale_usd": 34829,
      "flexcar_total_usd": 28069,
      "buying_cost_of_capital_usd": 904,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6760,
      "buying_total_after_resale_cash_usd": 33925,
      "flexcar_total_cash_usd": 28069,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 896,
      "flexcar_monthly_usd": 772,
      "buying_upfront_usd": 4818,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3142,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mazda-CX-50",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-cx-50&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-tucson",
      "make": "Hyundai",
      "model": "Tucson",
      "label": "Hyundai Tucson",
      "model_year": 2025,
      "vehicles_pooled": 265,
      "market_mix": {
        "atlanta": 113,
        "charlotte": 21,
        "dallas-fort-worth": 5,
        "la-metro-area": 6,
        "nashville": 14,
        "new-england": 65,
        "sf-bay-area": 24,
        "tri-state": 17
      },
      "buying_total_after_resale_usd": 34152,
      "flexcar_total_usd": 27282,
      "buying_cost_of_capital_usd": 839,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6870,
      "buying_total_after_resale_cash_usd": 33313,
      "flexcar_total_cash_usd": 27282,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 866,
      "flexcar_monthly_usd": 750,
      "buying_upfront_usd": 4489,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2362,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-Tucson",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-tucson&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-elantra",
      "make": "Hyundai",
      "model": "Elantra",
      "label": "Hyundai Elantra",
      "model_year": 2025,
      "vehicles_pooled": 264,
      "market_mix": {
        "atlanta": 141,
        "charlotte": 20,
        "dallas-fort-worth": 5,
        "la-metro-area": 2,
        "nashville": 12,
        "new-england": 49,
        "sf-bay-area": 19,
        "tri-state": 16
      },
      "buying_total_after_resale_usd": 32780,
      "flexcar_total_usd": 26680,
      "buying_cost_of_capital_usd": 693,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6100,
      "buying_total_after_resale_cash_usd": 32087,
      "flexcar_total_cash_usd": 26680,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 826,
      "flexcar_monthly_usd": 734,
      "buying_upfront_usd": 3837,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1493,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-Elantra",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-elantra&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-civic-sedan",
      "make": "Honda",
      "model": "Civic Sedan",
      "label": "Honda Civic Sedan",
      "model_year": 2025,
      "vehicles_pooled": 261,
      "market_mix": {
        "atlanta": 101,
        "charlotte": 17,
        "dallas-fort-worth": 6,
        "la-metro-area": 1,
        "nashville": 6,
        "new-england": 84,
        "sf-bay-area": 36,
        "tri-state": 10
      },
      "buying_total_after_resale_usd": 34695,
      "flexcar_total_usd": 26008,
      "buying_cost_of_capital_usd": 1043,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8687,
      "buying_total_after_resale_cash_usd": 33652,
      "flexcar_total_cash_usd": 26008,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 898,
      "flexcar_monthly_usd": 715,
      "buying_upfront_usd": 4562,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3247,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Honda-Civic-Sedan",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-civic-sedan&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "nissan-rogue",
      "make": "Nissan",
      "model": "Rogue",
      "label": "Nissan Rogue",
      "model_year": 2024,
      "vehicles_pooled": 258,
      "market_mix": {
        "atlanta": 106,
        "charlotte": 17,
        "dallas-fort-worth": 7,
        "la-metro-area": 4,
        "nashville": 21,
        "new-england": 72,
        "sf-bay-area": 11,
        "tri-state": 20
      },
      "buying_total_after_resale_usd": 33222,
      "flexcar_total_usd": 27940,
      "buying_cost_of_capital_usd": 885,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5282,
      "buying_total_after_resale_cash_usd": 32337,
      "flexcar_total_cash_usd": 27940,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 888,
      "flexcar_monthly_usd": 769,
      "buying_upfront_usd": 4765,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4394,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Nissan-Rogue",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=nissan-rogue&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-cx-5",
      "make": "Mazda",
      "model": "CX-5",
      "label": "Mazda CX-5",
      "model_year": 2025,
      "vehicles_pooled": 255,
      "market_mix": {
        "atlanta": 105,
        "charlotte": 15,
        "dallas-fort-worth": 3,
        "la-metro-area": 3,
        "nashville": 11,
        "new-england": 78,
        "sf-bay-area": 16,
        "tri-state": 24
      },
      "buying_total_after_resale_usd": 33730,
      "flexcar_total_usd": 27460,
      "buying_cost_of_capital_usd": 854,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6270,
      "buying_total_after_resale_cash_usd": 32876,
      "flexcar_total_cash_usd": 27460,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 871,
      "flexcar_monthly_usd": 755,
      "buying_upfront_usd": 4612,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3078,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mazda-CX-5",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-cx-5&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "volkswagen-tiguan",
      "make": "Volkswagen",
      "model": "Tiguan",
      "label": "Volkswagen Tiguan",
      "model_year": 2024,
      "vehicles_pooled": 254,
      "market_mix": {
        "atlanta": 132,
        "charlotte": 22,
        "dallas-fort-worth": 2,
        "la-metro-area": 1,
        "nashville": 15,
        "new-england": 70,
        "sf-bay-area": 3,
        "tri-state": 9
      },
      "buying_total_after_resale_usd": 33843,
      "flexcar_total_usd": 27558,
      "buying_cost_of_capital_usd": 700,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6285,
      "buying_total_after_resale_cash_usd": 33143,
      "flexcar_total_cash_usd": 27558,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 835,
      "flexcar_monthly_usd": 758,
      "buying_upfront_usd": 4244,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1180,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Volkswagen-Tiguan",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=volkswagen-tiguan&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-equinox",
      "make": "Chevrolet",
      "model": "Equinox",
      "label": "Chevrolet Equinox",
      "model_year": 2025,
      "vehicles_pooled": 251,
      "market_mix": {
        "atlanta": 101,
        "charlotte": 11,
        "dallas-fort-worth": 5,
        "la-metro-area": 3,
        "nashville": 12,
        "new-england": 59,
        "sf-bay-area": 19,
        "tri-state": 41
      },
      "buying_total_after_resale_usd": 35913,
      "flexcar_total_usd": 27852,
      "buying_cost_of_capital_usd": 895,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8061,
      "buying_total_after_resale_cash_usd": 35018,
      "flexcar_total_cash_usd": 27852,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 900,
      "flexcar_monthly_usd": 766,
      "buying_upfront_usd": 4550,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1937,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Equinox",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-equinox&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-cr-v",
      "make": "Honda",
      "model": "CR-V",
      "label": "Honda CR-V",
      "model_year": 2025,
      "vehicles_pooled": 249,
      "market_mix": {
        "atlanta": 112,
        "charlotte": 13,
        "dallas-fort-worth": 4,
        "la-metro-area": 1,
        "nashville": 9,
        "new-england": 75,
        "sf-bay-area": 16,
        "tri-state": 19
      },
      "buying_total_after_resale_usd": 36516,
      "flexcar_total_usd": 28035,
      "buying_cost_of_capital_usd": 1250,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8481,
      "buying_total_after_resale_cash_usd": 35266,
      "flexcar_total_cash_usd": 28035,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 985,
      "flexcar_monthly_usd": 771,
      "buying_upfront_usd": 5536,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5741,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Honda-CR-V",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-cr-v&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-accord-sedan",
      "make": "Honda",
      "model": "Accord Sedan",
      "label": "Honda Accord Sedan",
      "model_year": 2025,
      "vehicles_pooled": 248,
      "market_mix": {
        "atlanta": 138,
        "charlotte": 13,
        "dallas-fort-worth": 8,
        "la-metro-area": 5,
        "nashville": 4,
        "new-england": 26,
        "sf-bay-area": 39,
        "tri-state": 15
      },
      "buying_total_after_resale_usd": 32876,
      "flexcar_total_usd": 26634,
      "buying_cost_of_capital_usd": 1021,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6242,
      "buying_total_after_resale_cash_usd": 31855,
      "flexcar_total_cash_usd": 26634,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 901,
      "flexcar_monthly_usd": 732,
      "buying_upfront_usd": 4728,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5301,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Honda-Accord-Sedan",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-accord-sedan&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "volkswagen-taos",
      "make": "Volkswagen",
      "model": "Taos",
      "label": "Volkswagen Taos",
      "model_year": 2025,
      "vehicles_pooled": 246,
      "market_mix": {
        "atlanta": 88,
        "charlotte": 16,
        "dallas-fort-worth": 16,
        "la-metro-area": 15,
        "nashville": 12,
        "new-england": 56,
        "sf-bay-area": 16,
        "tri-state": 27
      },
      "buying_total_after_resale_usd": 35103,
      "flexcar_total_usd": 30402,
      "buying_cost_of_capital_usd": 654,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4701,
      "buying_total_after_resale_cash_usd": 34449,
      "flexcar_total_cash_usd": 30402,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 894,
      "flexcar_monthly_usd": 837,
      "buying_upfront_usd": 4323,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2054,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Volkswagen-Taos",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=volkswagen-taos&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-blazer",
      "make": "Chevrolet",
      "model": "Blazer",
      "label": "Chevrolet Blazer",
      "model_year": 2025,
      "vehicles_pooled": 236,
      "market_mix": {
        "atlanta": 94,
        "charlotte": 12,
        "dallas-fort-worth": 5,
        "la-metro-area": 3,
        "nashville": 11,
        "new-england": 71,
        "sf-bay-area": 15,
        "tri-state": 25
      },
      "buying_total_after_resale_usd": 36506,
      "flexcar_total_usd": 29412,
      "buying_cost_of_capital_usd": 978,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7094,
      "buying_total_after_resale_cash_usd": 35528,
      "flexcar_total_cash_usd": 29412,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 962,
      "flexcar_monthly_usd": 809,
      "buying_upfront_usd": 4767,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3894,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Blazer",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-blazer&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-wrangler-4xe",
      "make": "Jeep",
      "model": "Wrangler 4xe",
      "label": "Jeep Wrangler 4xe",
      "model_year": 2023,
      "vehicles_pooled": 229,
      "market_mix": {
        "atlanta": 102,
        "charlotte": 9,
        "dallas-fort-worth": 4,
        "nashville": 12,
        "new-england": 79,
        "sf-bay-area": 6,
        "tri-state": 17
      },
      "buying_total_after_resale_usd": 29841,
      "flexcar_total_usd": 33153,
      "buying_cost_of_capital_usd": 388,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": -3312,
      "buying_total_after_resale_cash_usd": 29453,
      "flexcar_total_cash_usd": 33153,
      "costs_less": "buying",
      "close_call": false,
      "buying_monthly_usd": 874,
      "flexcar_monthly_usd": 913,
      "buying_upfront_usd": 4406,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6433,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Wrangler-4xe",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-wrangler-4xe&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-4runner",
      "make": "Toyota",
      "model": "4Runner",
      "label": "Toyota 4Runner",
      "model_year": 2024,
      "vehicles_pooled": 228,
      "market_mix": {
        "atlanta": 70,
        "charlotte": 18,
        "dallas-fort-worth": 3,
        "la-metro-area": 4,
        "nashville": 27,
        "new-england": 82,
        "sf-bay-area": 12,
        "tri-state": 12
      },
      "buying_total_after_resale_usd": 44350,
      "flexcar_total_usd": 32288,
      "buying_cost_of_capital_usd": 1736,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 12062,
      "buying_total_after_resale_cash_usd": 42614,
      "flexcar_total_cash_usd": 32288,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1189,
      "flexcar_monthly_usd": 889,
      "buying_upfront_usd": 7390,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 7569,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-4Runner",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-4runner&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-explorer",
      "make": "Ford",
      "model": "Explorer",
      "label": "Ford Explorer",
      "model_year": 2025,
      "vehicles_pooled": 227,
      "market_mix": {
        "atlanta": 65,
        "charlotte": 16,
        "dallas-fort-worth": 5,
        "nashville": 17,
        "new-england": 77,
        "sf-bay-area": 6,
        "tri-state": 41
      },
      "buying_total_after_resale_usd": 44547,
      "flexcar_total_usd": 35072,
      "buying_cost_of_capital_usd": 1208,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9475,
      "buying_total_after_resale_cash_usd": 43339,
      "flexcar_total_cash_usd": 35072,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1139,
      "flexcar_monthly_usd": 967,
      "buying_upfront_usd": 6166,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3822,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-Explorer",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-explorer&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-palisade",
      "make": "Hyundai",
      "model": "Palisade",
      "label": "Hyundai Palisade",
      "model_year": 2025,
      "vehicles_pooled": 224,
      "market_mix": {
        "atlanta": 123,
        "charlotte": 12,
        "dallas-fort-worth": 2,
        "la-metro-area": 5,
        "nashville": 11,
        "new-england": 34,
        "sf-bay-area": 23,
        "tri-state": 14
      },
      "buying_total_after_resale_usd": 46108,
      "flexcar_total_usd": 33231,
      "buying_cost_of_capital_usd": 1535,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 12877,
      "buying_total_after_resale_cash_usd": 44573,
      "flexcar_total_cash_usd": 33231,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1205,
      "flexcar_monthly_usd": 916,
      "buying_upfront_usd": 6159,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4974,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-Palisade",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-palisade&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-tacoma-4wd",
      "make": "Toyota",
      "model": "Tacoma 4WD",
      "label": "Toyota Tacoma 4WD",
      "model_year": 2025,
      "vehicles_pooled": 220,
      "market_mix": {
        "atlanta": 98,
        "charlotte": 19,
        "dallas-fort-worth": 8,
        "la-metro-area": 1,
        "nashville": 16,
        "new-england": 57,
        "sf-bay-area": 7,
        "tri-state": 14
      },
      "buying_total_after_resale_usd": 38445,
      "flexcar_total_usd": 31464,
      "buying_cost_of_capital_usd": 1467,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6981,
      "buying_total_after_resale_cash_usd": 36978,
      "flexcar_total_cash_usd": 31464,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1108,
      "flexcar_monthly_usd": 866,
      "buying_upfront_usd": 6577,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 9489,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Tacoma-4WD",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-tacoma-4wd&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "nissan-sentra",
      "make": "Nissan",
      "model": "Sentra",
      "label": "Nissan Sentra",
      "model_year": 2025,
      "vehicles_pooled": 217,
      "market_mix": {
        "atlanta": 112,
        "charlotte": 19,
        "dallas-fort-worth": 1,
        "la-metro-area": 6,
        "nashville": 8,
        "new-england": 34,
        "sf-bay-area": 34,
        "tri-state": 3
      },
      "buying_total_after_resale_usd": 30047,
      "flexcar_total_usd": 25591,
      "buying_cost_of_capital_usd": 557,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4456,
      "buying_total_after_resale_cash_usd": 29490,
      "flexcar_total_cash_usd": 25591,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 764,
      "flexcar_monthly_usd": 703,
      "buying_upfront_usd": 3445,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1478,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Nissan-Sentra",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=nissan-sentra&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-forte",
      "make": "Kia",
      "model": "Forte",
      "label": "Kia Forte",
      "model_year": 2024,
      "vehicles_pooled": 209,
      "market_mix": {
        "atlanta": 101,
        "charlotte": 23,
        "nashville": 9,
        "new-england": 69,
        "sf-bay-area": 1,
        "tri-state": 6
      },
      "buying_total_after_resale_usd": 28355,
      "flexcar_total_usd": 25072,
      "buying_cost_of_capital_usd": 381,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3283,
      "buying_total_after_resale_cash_usd": 27974,
      "flexcar_total_cash_usd": 25072,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 708,
      "flexcar_monthly_usd": 689,
      "buying_upfront_usd": 2987,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 513,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-Forte",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-forte&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-mazda3-sedan",
      "make": "Mazda",
      "model": "Mazda3 Sedan",
      "label": "Mazda Mazda3 Sedan",
      "model_year": 2025,
      "vehicles_pooled": 209,
      "market_mix": {
        "atlanta": 112,
        "charlotte": 15,
        "dallas-fort-worth": 3,
        "la-metro-area": 1,
        "nashville": 10,
        "new-england": 49,
        "sf-bay-area": 7,
        "tri-state": 12
      },
      "buying_total_after_resale_usd": 33128,
      "flexcar_total_usd": 26255,
      "buying_cost_of_capital_usd": 737,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6873,
      "buying_total_after_resale_cash_usd": 32391,
      "flexcar_total_cash_usd": 26255,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 813,
      "flexcar_monthly_usd": 722,
      "buying_upfront_usd": 4188,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1055,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mazda-Mazda3-Sedan",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-mazda3-sedan&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-prius",
      "make": "Toyota",
      "model": "Prius",
      "label": "Toyota Prius",
      "model_year": 2025,
      "vehicles_pooled": 209,
      "market_mix": {
        "atlanta": 71,
        "charlotte": 12,
        "dallas-fort-worth": 7,
        "la-metro-area": 4,
        "nashville": 11,
        "new-england": 70,
        "sf-bay-area": 20,
        "tri-state": 14
      },
      "buying_total_after_resale_usd": 34134,
      "flexcar_total_usd": 27055,
      "buying_cost_of_capital_usd": 999,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7079,
      "buying_total_after_resale_cash_usd": 33135,
      "flexcar_total_cash_usd": 27055,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 906,
      "flexcar_monthly_usd": 744,
      "buying_upfront_usd": 4681,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4168,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Prius",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-prius&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-venue",
      "make": "Hyundai",
      "model": "Venue",
      "label": "Hyundai Venue",
      "model_year": 2025,
      "vehicles_pooled": 208,
      "market_mix": {
        "atlanta": 67,
        "charlotte": 18,
        "dallas-fort-worth": 4,
        "la-metro-area": 5,
        "nashville": 10,
        "new-england": 59,
        "sf-bay-area": 30,
        "tri-state": 15
      },
      "buying_total_after_resale_usd": 30885,
      "flexcar_total_usd": 26860,
      "buying_cost_of_capital_usd": 504,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4025,
      "buying_total_after_resale_cash_usd": 30381,
      "flexcar_total_cash_usd": 26860,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 774,
      "flexcar_monthly_usd": 739,
      "buying_upfront_usd": 3639,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1113,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-Venue",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-venue&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-bronco-sport",
      "make": "Ford",
      "model": "Bronco Sport",
      "label": "Ford Bronco Sport",
      "model_year": 2025,
      "vehicles_pooled": 206,
      "market_mix": {
        "atlanta": 97,
        "charlotte": 17,
        "dallas-fort-worth": 3,
        "la-metro-area": 6,
        "nashville": 11,
        "new-england": 42,
        "sf-bay-area": 15,
        "tri-state": 15
      },
      "buying_total_after_resale_usd": 38158,
      "flexcar_total_usd": 31545,
      "buying_cost_of_capital_usd": 988,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6613,
      "buying_total_after_resale_cash_usd": 37170,
      "flexcar_total_cash_usd": 31545,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1013,
      "flexcar_monthly_usd": 869,
      "buying_upfront_usd": 5059,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4352,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-Bronco-Sport",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-bronco-sport&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "subaru-crosstrek",
      "make": "Subaru",
      "model": "Crosstrek",
      "label": "Subaru Crosstrek",
      "model_year": 2025,
      "vehicles_pooled": 205,
      "market_mix": {
        "atlanta": 84,
        "charlotte": 14,
        "dallas-fort-worth": 2,
        "la-metro-area": 4,
        "nashville": 11,
        "new-england": 55,
        "sf-bay-area": 24,
        "tri-state": 11
      },
      "buying_total_after_resale_usd": 32977,
      "flexcar_total_usd": 27243,
      "buying_cost_of_capital_usd": 879,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5734,
      "buying_total_after_resale_cash_usd": 32098,
      "flexcar_total_cash_usd": 27243,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 875,
      "flexcar_monthly_usd": 749,
      "buying_upfront_usd": 4585,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3992,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Subaru-Crosstrek",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=subaru-crosstrek&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-sorento",
      "make": "Kia",
      "model": "Sorento",
      "label": "Kia Sorento",
      "model_year": 2024,
      "vehicles_pooled": 196,
      "market_mix": {
        "atlanta": 107,
        "charlotte": 10,
        "nashville": 13,
        "new-england": 59,
        "tri-state": 7
      },
      "buying_total_after_resale_usd": 34748,
      "flexcar_total_usd": 27031,
      "buying_cost_of_capital_usd": 937,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7717,
      "buying_total_after_resale_cash_usd": 33811,
      "flexcar_total_cash_usd": 27031,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 886,
      "flexcar_monthly_usd": 744,
      "buying_upfront_usd": 4677,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2739,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-Sorento",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-sorento&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-escape",
      "make": "Ford",
      "model": "Escape",
      "label": "Ford Escape",
      "model_year": 2025,
      "vehicles_pooled": 195,
      "market_mix": {
        "atlanta": 72,
        "charlotte": 15,
        "dallas-fort-worth": 3,
        "la-metro-area": 3,
        "nashville": 9,
        "new-england": 54,
        "sf-bay-area": 14,
        "tri-state": 25
      },
      "buying_total_after_resale_usd": 32615,
      "flexcar_total_usd": 27156,
      "buying_cost_of_capital_usd": 662,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5459,
      "buying_total_after_resale_cash_usd": 31953,
      "flexcar_total_cash_usd": 27156,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 823,
      "flexcar_monthly_usd": 747,
      "buying_upfront_usd": 3979,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1664,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-Escape",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-escape&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-mustang",
      "make": "Ford",
      "model": "Mustang",
      "label": "Ford Mustang",
      "model_year": 2026,
      "vehicles_pooled": 175,
      "market_mix": {
        "atlanta": 104,
        "charlotte": 10,
        "dallas-fort-worth": 5,
        "la-metro-area": 1,
        "nashville": 8,
        "new-england": 13,
        "sf-bay-area": 30,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 39377,
      "flexcar_total_usd": 32064,
      "buying_cost_of_capital_usd": 1090,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7313,
      "buying_total_after_resale_cash_usd": 38287,
      "flexcar_total_cash_usd": 32064,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1051,
      "flexcar_monthly_usd": 883,
      "buying_upfront_usd": 5345,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4902,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-Mustang",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-mustang&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-bronco",
      "make": "Ford",
      "model": "Bronco",
      "label": "Ford Bronco",
      "model_year": 2025,
      "vehicles_pooled": 171,
      "market_mix": {
        "atlanta": 74,
        "charlotte": 14,
        "dallas-fort-worth": 4,
        "la-metro-area": 2,
        "nashville": 6,
        "new-england": 43,
        "sf-bay-area": 11,
        "tri-state": 17
      },
      "buying_total_after_resale_usd": 46969,
      "flexcar_total_usd": 39237,
      "buying_cost_of_capital_usd": 1409,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7732,
      "buying_total_after_resale_cash_usd": 45560,
      "flexcar_total_cash_usd": 39237,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1267,
      "flexcar_monthly_usd": 1082,
      "buying_upfront_usd": 7454,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 7510,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-Bronco",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-bronco&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-kona",
      "make": "Hyundai",
      "model": "Kona",
      "label": "Hyundai Kona",
      "model_year": 2026,
      "vehicles_pooled": 170,
      "market_mix": {
        "atlanta": 81,
        "charlotte": 9,
        "dallas-fort-worth": 5,
        "la-metro-area": 5,
        "nashville": 3,
        "new-england": 35,
        "sf-bay-area": 27,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 33072,
      "flexcar_total_usd": 27769,
      "buying_cost_of_capital_usd": 686,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5303,
      "buying_total_after_resale_cash_usd": 32386,
      "flexcar_total_cash_usd": 27769,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 839,
      "flexcar_monthly_usd": 764,
      "buying_upfront_usd": 4226,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2038,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-Kona",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-kona&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-mazda3-hatchback",
      "make": "Mazda",
      "model": "Mazda3 Hatchback",
      "label": "Mazda Mazda3 Hatchback",
      "model_year": 2026,
      "vehicles_pooled": 165,
      "market_mix": {
        "atlanta": 92,
        "charlotte": 14,
        "dallas-fort-worth": 2,
        "la-metro-area": 2,
        "nashville": 11,
        "new-england": 10,
        "sf-bay-area": 25,
        "tri-state": 9
      },
      "buying_total_after_resale_usd": 34450,
      "flexcar_total_usd": 26878,
      "buying_cost_of_capital_usd": 1005,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7572,
      "buying_total_after_resale_cash_usd": 33445,
      "flexcar_total_cash_usd": 26878,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 898,
      "flexcar_monthly_usd": 739,
      "buying_upfront_usd": 4834,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3723,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mazda-Mazda3-Hatchback",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-mazda3-hatchback&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-grand-cherokee-l",
      "make": "Jeep",
      "model": "Grand Cherokee L",
      "label": "Jeep Grand Cherokee L",
      "model_year": 2023,
      "vehicles_pooled": 164,
      "market_mix": {
        "atlanta": 74,
        "charlotte": 13,
        "nashville": 13,
        "new-england": 60,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 37464,
      "flexcar_total_usd": 33483,
      "buying_cost_of_capital_usd": 775,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3981,
      "buying_total_after_resale_cash_usd": 36689,
      "flexcar_total_cash_usd": 33483,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 994,
      "flexcar_monthly_usd": 923,
      "buying_upfront_usd": 5026,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4122,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Grand-Cherokee-L",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-grand-cherokee-l&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "volkswagen-atlas",
      "make": "Volkswagen",
      "model": "Atlas",
      "label": "Volkswagen Atlas",
      "model_year": 2025,
      "vehicles_pooled": 163,
      "market_mix": {
        "atlanta": 51,
        "charlotte": 7,
        "dallas-fort-worth": 6,
        "la-metro-area": 4,
        "nashville": 11,
        "new-england": 40,
        "sf-bay-area": 11,
        "tri-state": 33
      },
      "buying_total_after_resale_usd": 40366,
      "flexcar_total_usd": 34324,
      "buying_cost_of_capital_usd": 942,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6042,
      "buying_total_after_resale_cash_usd": 39424,
      "flexcar_total_cash_usd": 34324,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1048,
      "flexcar_monthly_usd": 946,
      "buying_upfront_usd": 5596,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3918,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Volkswagen-Atlas",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=volkswagen-atlas&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-sportage",
      "make": "Kia",
      "model": "Sportage",
      "label": "Kia Sportage",
      "model_year": 2023,
      "vehicles_pooled": 158,
      "market_mix": {
        "atlanta": 66,
        "charlotte": 15,
        "dallas-fort-worth": 1,
        "nashville": 6,
        "new-england": 65,
        "sf-bay-area": 2,
        "tri-state": 3
      },
      "buying_total_after_resale_usd": 29216,
      "flexcar_total_usd": 26634,
      "buying_cost_of_capital_usd": 346,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 2582,
      "buying_total_after_resale_cash_usd": 28870,
      "flexcar_total_cash_usd": 26634,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 724,
      "flexcar_monthly_usd": 732,
      "buying_upfront_usd": 3367,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 562,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-Sportage",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-sportage&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "buick-encore-gx",
      "make": "Buick",
      "model": "Encore GX",
      "label": "Buick Encore GX",
      "model_year": 2026,
      "vehicles_pooled": 155,
      "market_mix": {
        "atlanta": 76,
        "charlotte": 11,
        "dallas-fort-worth": 5,
        "la-metro-area": 3,
        "nashville": 8,
        "new-england": 26,
        "sf-bay-area": 22,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 33552,
      "flexcar_total_usd": 26324,
      "buying_cost_of_capital_usd": 811,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7228,
      "buying_total_after_resale_cash_usd": 32741,
      "flexcar_total_cash_usd": 26324,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 846,
      "flexcar_monthly_usd": 724,
      "buying_upfront_usd": 4180,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1900,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Buick-Encore-GX",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=buick-encore-gx&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-cx-90",
      "make": "Mazda",
      "model": "CX-90",
      "label": "Mazda CX-90",
      "model_year": 2025,
      "vehicles_pooled": 154,
      "market_mix": {
        "atlanta": 53,
        "charlotte": 7,
        "dallas-fort-worth": 2,
        "la-metro-area": 3,
        "nashville": 10,
        "new-england": 52,
        "sf-bay-area": 5,
        "tri-state": 22
      },
      "buying_total_after_resale_usd": 36922,
      "flexcar_total_usd": 33400,
      "buying_cost_of_capital_usd": 920,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3522,
      "buying_total_after_resale_cash_usd": 36002,
      "flexcar_total_cash_usd": 33400,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1016,
      "flexcar_monthly_usd": 921,
      "buying_upfront_usd": 5555,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6118,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mazda-CX-90",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-cx-90&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mercedes-benz-c-class",
      "make": "Mercedes-Benz",
      "model": "C-Class",
      "label": "Mercedes-Benz C-Class",
      "model_year": 2025,
      "vehicles_pooled": 152,
      "market_mix": {
        "atlanta": 49,
        "charlotte": 4,
        "dallas-fort-worth": 7,
        "la-metro-area": 6,
        "nashville": 6,
        "new-england": 52,
        "sf-bay-area": 15,
        "tri-state": 13
      },
      "buying_total_after_resale_usd": 45206,
      "flexcar_total_usd": 36884,
      "buying_cost_of_capital_usd": 1355,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8322,
      "buying_total_after_resale_cash_usd": 43851,
      "flexcar_total_cash_usd": 36884,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1213,
      "flexcar_monthly_usd": 1017,
      "buying_upfront_usd": 6810,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6625,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mercedes-benz-c-class&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-wrangler",
      "make": "Jeep",
      "model": "Wrangler",
      "label": "Jeep Wrangler",
      "model_year": 2025,
      "vehicles_pooled": 150,
      "market_mix": {
        "atlanta": 70,
        "charlotte": 7,
        "dallas-fort-worth": 3,
        "la-metro-area": 5,
        "nashville": 5,
        "new-england": 32,
        "sf-bay-area": 19,
        "tri-state": 9
      },
      "buying_total_after_resale_usd": 39451,
      "flexcar_total_usd": 35328,
      "buying_cost_of_capital_usd": 1108,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4123,
      "buying_total_after_resale_cash_usd": 38343,
      "flexcar_total_cash_usd": 35328,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1106,
      "flexcar_monthly_usd": 974,
      "buying_upfront_usd": 6253,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 7733,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Wrangler",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-wrangler&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "gmc-terrain",
      "make": "GMC",
      "model": "Terrain",
      "label": "GMC Terrain",
      "model_year": 2025,
      "vehicles_pooled": 148,
      "market_mix": {
        "atlanta": 62,
        "charlotte": 8,
        "dallas-fort-worth": 3,
        "la-metro-area": 4,
        "nashville": 6,
        "new-england": 43,
        "sf-bay-area": 10,
        "tri-state": 12
      },
      "buying_total_after_resale_usd": 35178,
      "flexcar_total_usd": 30227,
      "buying_cost_of_capital_usd": 771,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4951,
      "buying_total_after_resale_cash_usd": 34407,
      "flexcar_total_cash_usd": 30227,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 907,
      "flexcar_monthly_usd": 832,
      "buying_upfront_usd": 4818,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3062,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/GMC-Terrain",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=gmc-terrain&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mercedes-benz-gla",
      "make": "Mercedes-Benz",
      "model": "GLA",
      "label": "Mercedes-Benz GLA",
      "model_year": 2025,
      "vehicles_pooled": 144,
      "market_mix": {
        "atlanta": 46,
        "charlotte": 7,
        "dallas-fort-worth": 2,
        "la-metro-area": 1,
        "nashville": 4,
        "new-england": 71,
        "sf-bay-area": 6,
        "tri-state": 7
      },
      "buying_total_after_resale_usd": 43684,
      "flexcar_total_usd": 34120,
      "buying_cost_of_capital_usd": 1231,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9564,
      "buying_total_after_resale_cash_usd": 42453,
      "flexcar_total_cash_usd": 34120,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1143,
      "flexcar_monthly_usd": 940,
      "buying_upfront_usd": 5736,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4450,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mercedes-Benz-GLA",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mercedes-benz-gla&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "genesis-g70",
      "make": "Genesis",
      "model": "G70",
      "label": "Genesis G70",
      "model_year": 2025,
      "vehicles_pooled": 141,
      "market_mix": {
        "atlanta": 51,
        "charlotte": 9,
        "dallas-fort-worth": 7,
        "la-metro-area": 6,
        "nashville": 4,
        "new-england": 32,
        "sf-bay-area": 22,
        "tri-state": 10
      },
      "buying_total_after_resale_usd": 53504,
      "flexcar_total_usd": 34881,
      "buying_cost_of_capital_usd": 1711,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 18623,
      "buying_total_after_resale_cash_usd": 51793,
      "flexcar_total_cash_usd": 34881,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1357,
      "flexcar_monthly_usd": 962,
      "buying_upfront_usd": 5314,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2392,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Genesis-G70",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=genesis-g70&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-grand-cherokee",
      "make": "Jeep",
      "model": "Grand Cherokee",
      "label": "Jeep Grand Cherokee",
      "model_year": 2025,
      "vehicles_pooled": 141,
      "market_mix": {
        "atlanta": 53,
        "charlotte": 9,
        "dallas-fort-worth": 3,
        "la-metro-area": 2,
        "nashville": 7,
        "new-england": 35,
        "sf-bay-area": 12,
        "tri-state": 20
      },
      "buying_total_after_resale_usd": 37976,
      "flexcar_total_usd": 34086,
      "buying_cost_of_capital_usd": 726,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3890,
      "buying_total_after_resale_cash_usd": 37250,
      "flexcar_total_cash_usd": 34086,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 996,
      "flexcar_monthly_usd": 939,
      "buying_upfront_usd": 4944,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3553,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Grand-Cherokee",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-grand-cherokee&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-sportage-hybrid",
      "make": "Kia",
      "model": "Sportage Hybrid",
      "label": "Kia Sportage Hybrid",
      "model_year": 2027,
      "vehicles_pooled": 139,
      "market_mix": {
        "atlanta": 35,
        "charlotte": 13,
        "dallas-fort-worth": 33,
        "la-metro-area": 4,
        "nashville": 2,
        "new-england": 4,
        "sf-bay-area": 43,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 42744,
      "flexcar_total_usd": 34976,
      "buying_cost_of_capital_usd": 976,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7768,
      "buying_total_after_resale_cash_usd": 41768,
      "flexcar_total_cash_usd": 34976,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1068,
      "flexcar_monthly_usd": 964,
      "buying_upfront_usd": 5878,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2571,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-sportage-hybrid&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-cx-9",
      "make": "Mazda",
      "model": "CX-9",
      "label": "Mazda CX-9",
      "model_year": 2023,
      "vehicles_pooled": 137,
      "market_mix": {
        "atlanta": 53,
        "charlotte": 7,
        "dallas-fort-worth": 1,
        "nashville": 8,
        "new-england": 66,
        "tri-state": 2
      },
      "buying_total_after_resale_usd": 34967,
      "flexcar_total_usd": 29774,
      "buying_cost_of_capital_usd": 695,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5193,
      "buying_total_after_resale_cash_usd": 34272,
      "flexcar_total_cash_usd": 29774,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 881,
      "flexcar_monthly_usd": 820,
      "buying_upfront_usd": 4551,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1983,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mazda-CX-9",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-cx-9&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-corolla-cross",
      "make": "Toyota",
      "model": "Corolla Cross",
      "label": "Toyota Corolla Cross",
      "model_year": 2024,
      "vehicles_pooled": 137,
      "market_mix": {
        "atlanta": 55,
        "charlotte": 10,
        "dallas-fort-worth": 5,
        "nashville": 5,
        "new-england": 43,
        "sf-bay-area": 10,
        "tri-state": 9
      },
      "buying_total_after_resale_usd": 35201,
      "flexcar_total_usd": 26511,
      "buying_cost_of_capital_usd": 1172,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8690,
      "buying_total_after_resale_cash_usd": 34029,
      "flexcar_total_cash_usd": 26511,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 944,
      "flexcar_monthly_usd": 729,
      "buying_upfront_usd": 4859,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4822,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Corolla-Cross",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-corolla-cross&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-hr-v",
      "make": "Honda",
      "model": "HR-V",
      "label": "Honda HR-V",
      "model_year": 2025,
      "vehicles_pooled": 136,
      "market_mix": {
        "atlanta": 54,
        "charlotte": 10,
        "la-metro-area": 1,
        "nashville": 4,
        "new-england": 48,
        "sf-bay-area": 10,
        "tri-state": 9
      },
      "buying_total_after_resale_usd": 33242,
      "flexcar_total_usd": 27844,
      "buying_cost_of_capital_usd": 803,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5398,
      "buying_total_after_resale_cash_usd": 32439,
      "flexcar_total_cash_usd": 27844,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 866,
      "flexcar_monthly_usd": 766,
      "buying_upfront_usd": 4545,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3265,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Honda-HR-V",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-hr-v&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "tesla-model-3",
      "make": "Tesla",
      "model": "Model 3",
      "label": "Tesla Model 3",
      "model_year": 2023,
      "vehicles_pooled": 136,
      "market_mix": {
        "atlanta": 83,
        "charlotte": 17,
        "nashville": 4,
        "new-england": 15,
        "sf-bay-area": 12,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 37393,
      "flexcar_total_usd": 33489,
      "buying_cost_of_capital_usd": 534,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3904,
      "buying_total_after_resale_cash_usd": 36859,
      "flexcar_total_cash_usd": 33489,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 941,
      "flexcar_monthly_usd": 923,
      "buying_upfront_usd": 4197,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1220,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Tesla-Model-3",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=tesla-model-3&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chrysler-pacifica",
      "make": "Chrysler",
      "model": "Pacifica",
      "label": "Chrysler Pacifica",
      "model_year": 2025,
      "vehicles_pooled": 129,
      "market_mix": {
        "atlanta": 30,
        "charlotte": 4,
        "dallas-fort-worth": 2,
        "la-metro-area": 4,
        "nashville": 4,
        "new-england": 41,
        "sf-bay-area": 16,
        "tri-state": 28
      },
      "buying_total_after_resale_usd": 35766,
      "flexcar_total_usd": 32639,
      "buying_cost_of_capital_usd": 544,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3127,
      "buying_total_after_resale_cash_usd": 35222,
      "flexcar_total_cash_usd": 32639,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 909,
      "flexcar_monthly_usd": 899,
      "buying_upfront_usd": 4537,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2050,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chrysler-Pacifica",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chrysler-pacifica&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "dodge-durango",
      "make": "Dodge",
      "model": "Durango",
      "label": "Dodge Durango",
      "model_year": 2025,
      "vehicles_pooled": 127,
      "market_mix": {
        "atlanta": 61,
        "charlotte": 4,
        "dallas-fort-worth": 2,
        "la-metro-area": 5,
        "nashville": 6,
        "new-england": 31,
        "sf-bay-area": 6,
        "tri-state": 12
      },
      "buying_total_after_resale_usd": 38285,
      "flexcar_total_usd": 35741,
      "buying_cost_of_capital_usd": 874,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 2544,
      "buying_total_after_resale_cash_usd": 37411,
      "flexcar_total_cash_usd": 35741,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1072,
      "flexcar_monthly_usd": 985,
      "buying_upfront_usd": 5456,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6640,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Dodge-Durango",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=dodge-durango&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-grand-cherokee-4xe",
      "make": "Jeep",
      "model": "Grand Cherokee 4xe",
      "label": "Jeep Grand Cherokee 4xe",
      "model_year": 2024,
      "vehicles_pooled": 123,
      "market_mix": {
        "atlanta": 38,
        "charlotte": 4,
        "dallas-fort-worth": 5,
        "la-metro-area": 5,
        "nashville": 5,
        "new-england": 33,
        "sf-bay-area": 7,
        "tri-state": 26
      },
      "buying_total_after_resale_usd": 34676,
      "flexcar_total_usd": 34052,
      "buying_cost_of_capital_usd": 509,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 624,
      "buying_total_after_resale_cash_usd": 34167,
      "flexcar_total_cash_usd": 34052,
      "costs_less": "flexcar",
      "close_call": true,
      "buying_monthly_usd": 939,
      "flexcar_monthly_usd": 938,
      "buying_upfront_usd": 4497,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4119,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Grand-Cherokee-4xe",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-grand-cherokee-4xe&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-carnival",
      "make": "Kia",
      "model": "Carnival",
      "label": "Kia Carnival",
      "model_year": 2025,
      "vehicles_pooled": 121,
      "market_mix": {
        "atlanta": 37,
        "charlotte": 10,
        "dallas-fort-worth": 4,
        "la-metro-area": 2,
        "nashville": 4,
        "new-england": 30,
        "sf-bay-area": 23,
        "tri-state": 11
      },
      "buying_total_after_resale_usd": 41412,
      "flexcar_total_usd": 29886,
      "buying_cost_of_capital_usd": 1279,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 11526,
      "buying_total_after_resale_cash_usd": 40133,
      "flexcar_total_cash_usd": 29886,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1060,
      "flexcar_monthly_usd": 823,
      "buying_upfront_usd": 5322,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3348,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-Carnival",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-carnival&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-soul",
      "make": "Kia",
      "model": "Soul",
      "label": "Kia Soul",
      "model_year": 2024,
      "vehicles_pooled": 116,
      "market_mix": {
        "atlanta": 67,
        "charlotte": 13,
        "dallas-fort-worth": 1,
        "la-metro-area": 4,
        "nashville": 3,
        "new-england": 28
      },
      "buying_total_after_resale_usd": 30360,
      "flexcar_total_usd": 25254,
      "buying_cost_of_capital_usd": 436,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5106,
      "buying_total_after_resale_cash_usd": 29924,
      "flexcar_total_cash_usd": 25254,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 731,
      "flexcar_monthly_usd": 694,
      "buying_upfront_usd": 3051,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -548,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-Soul",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-soul&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "subaru-outback",
      "make": "Subaru",
      "model": "Outback",
      "label": "Subaru Outback",
      "model_year": 2025,
      "vehicles_pooled": 115,
      "market_mix": {
        "atlanta": 31,
        "charlotte": 6,
        "dallas-fort-worth": 1,
        "la-metro-area": 3,
        "nashville": 7,
        "new-england": 40,
        "sf-bay-area": 19,
        "tri-state": 8
      },
      "buying_total_after_resale_usd": 37679,
      "flexcar_total_usd": 28818,
      "buying_cost_of_capital_usd": 1090,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8861,
      "buying_total_after_resale_cash_usd": 36589,
      "flexcar_total_cash_usd": 28818,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 962,
      "flexcar_monthly_usd": 793,
      "buying_upfront_usd": 5283,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3334,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Subaru-Outback",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=subaru-outback&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-sonata-hybrid",
      "make": "Hyundai",
      "model": "Sonata Hybrid",
      "label": "Hyundai Sonata Hybrid",
      "model_year": 2026,
      "vehicles_pooled": 114,
      "market_mix": {
        "atlanta": 46,
        "charlotte": 7,
        "dallas-fort-worth": 7,
        "la-metro-area": 4,
        "nashville": 3,
        "new-england": 9,
        "sf-bay-area": 27,
        "tri-state": 11
      },
      "buying_total_after_resale_usd": 35767,
      "flexcar_total_usd": 25685,
      "buying_cost_of_capital_usd": 1107,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 10082,
      "buying_total_after_resale_cash_usd": 34660,
      "flexcar_total_cash_usd": 25685,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 915,
      "flexcar_monthly_usd": 706,
      "buying_upfront_usd": 4579,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2853,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-sonata-hybrid&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-gladiator",
      "make": "Jeep",
      "model": "Gladiator",
      "label": "Jeep Gladiator",
      "model_year": 2023,
      "vehicles_pooled": 113,
      "market_mix": {
        "atlanta": 52,
        "charlotte": 4,
        "dallas-fort-worth": 3,
        "la-metro-area": 1,
        "nashville": 5,
        "new-england": 47,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 36190,
      "flexcar_total_usd": 30273,
      "buying_cost_of_capital_usd": 1073,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5917,
      "buying_total_after_resale_cash_usd": 35117,
      "flexcar_total_cash_usd": 30273,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1013,
      "flexcar_monthly_usd": 834,
      "buying_upfront_usd": 4969,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6330,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Gladiator",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-gladiator&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-niro-ev",
      "make": "Kia",
      "model": "Niro EV",
      "label": "Kia Niro EV",
      "model_year": 2024,
      "vehicles_pooled": 113,
      "market_mix": {
        "atlanta": 26,
        "charlotte": 2,
        "dallas-fort-worth": 3,
        "la-metro-area": 4,
        "nashville": 1,
        "new-england": 42,
        "sf-bay-area": 19,
        "tri-state": 16
      },
      "buying_total_after_resale_usd": 29666,
      "flexcar_total_usd": 25885,
      "buying_cost_of_capital_usd": 485,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3781,
      "buying_total_after_resale_cash_usd": 29181,
      "flexcar_total_cash_usd": 25885,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 741,
      "flexcar_monthly_usd": 711,
      "buying_upfront_usd": 3521,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1025,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-Niro-EV",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-niro-ev&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-ioniq-5",
      "make": "Hyundai",
      "model": "IONIQ 5",
      "label": "Hyundai IONIQ 5",
      "model_year": 2023,
      "vehicles_pooled": 112,
      "market_mix": {
        "atlanta": 51,
        "charlotte": 9,
        "dallas-fort-worth": 2,
        "la-metro-area": 1,
        "nashville": 5,
        "new-england": 19,
        "sf-bay-area": 16,
        "tri-state": 9
      },
      "buying_total_after_resale_usd": 36943,
      "flexcar_total_usd": 30862,
      "buying_cost_of_capital_usd": 797,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6081,
      "buying_total_after_resale_cash_usd": 36146,
      "flexcar_total_cash_usd": 30862,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 946,
      "flexcar_monthly_usd": 850,
      "buying_upfront_usd": 4544,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2448,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-IONIQ-5",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-ioniq-5&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-civic-hatchback",
      "make": "Honda",
      "model": "Civic Hatchback",
      "label": "Honda Civic Hatchback",
      "model_year": 2026,
      "vehicles_pooled": 109,
      "market_mix": {
        "atlanta": 45,
        "charlotte": 5,
        "dallas-fort-worth": 3,
        "la-metro-area": 2,
        "nashville": 3,
        "new-england": 19,
        "sf-bay-area": 27,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 36220,
      "flexcar_total_usd": 26676,
      "buying_cost_of_capital_usd": 1265,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9544,
      "buying_total_after_resale_cash_usd": 34955,
      "flexcar_total_cash_usd": 26676,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 972,
      "flexcar_monthly_usd": 734,
      "buying_upfront_usd": 5119,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5177,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Honda-Civic-Hatchback",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-civic-hatchback&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mitsubishi-outlander-sport",
      "make": "Mitsubishi",
      "model": "Outlander Sport",
      "label": "Mitsubishi Outlander Sport",
      "model_year": 2021,
      "vehicles_pooled": 108,
      "market_mix": {
        "atlanta": 42,
        "charlotte": 6,
        "nashville": 3,
        "new-england": 52,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 28262,
      "flexcar_total_usd": 26336,
      "buying_cost_of_capital_usd": 194,
      "buying_warranty_repair_credit_usd": 527,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 1926,
      "buying_total_after_resale_cash_usd": 28068,
      "flexcar_total_cash_usd": 26336,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 691,
      "flexcar_monthly_usd": 724,
      "buying_upfront_usd": 2754,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -433,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mitsubishi-Outlander-Sport",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mitsubishi-outlander-sport&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-kona-electric",
      "make": "Hyundai",
      "model": "Kona Electric",
      "label": "Hyundai Kona Electric",
      "model_year": 2023,
      "vehicles_pooled": 106,
      "market_mix": {
        "atlanta": 38,
        "charlotte": 7,
        "dallas-fort-worth": 3,
        "la-metro-area": 1,
        "nashville": 6,
        "new-england": 27,
        "sf-bay-area": 7,
        "tri-state": 17
      },
      "buying_total_after_resale_usd": 32201,
      "flexcar_total_usd": 26889,
      "buying_cost_of_capital_usd": 337,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5312,
      "buying_total_after_resale_cash_usd": 31864,
      "flexcar_total_cash_usd": 26889,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 738,
      "flexcar_monthly_usd": 740,
      "buying_upfront_usd": 3101,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -2196,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-Kona-Electric",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-kona-electric&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-f-150",
      "make": "Ford",
      "model": "F-150",
      "label": "Ford F-150",
      "model_year": 2023,
      "vehicles_pooled": 105,
      "market_mix": {
        "atlanta": 43,
        "charlotte": 8,
        "dallas-fort-worth": 1,
        "nashville": 7,
        "new-england": 39,
        "sf-bay-area": 3,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 39499,
      "flexcar_total_usd": 35902,
      "buying_cost_of_capital_usd": 888,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3597,
      "buying_total_after_resale_cash_usd": 38611,
      "flexcar_total_cash_usd": 35902,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1073,
      "flexcar_monthly_usd": 990,
      "buying_upfront_usd": 5665,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5675,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-F-150",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-f-150&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "gmc-acadia",
      "make": "GMC",
      "model": "Acadia",
      "label": "GMC Acadia",
      "model_year": 2023,
      "vehicles_pooled": 104,
      "market_mix": {
        "atlanta": 31,
        "charlotte": 8,
        "nashville": 9,
        "new-england": 52,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 36330,
      "flexcar_total_usd": 29203,
      "buying_cost_of_capital_usd": 860,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7127,
      "buying_total_after_resale_cash_usd": 35470,
      "flexcar_total_cash_usd": 29203,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 916,
      "flexcar_monthly_usd": 804,
      "buying_upfront_usd": 4732,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2228,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/GMC-Acadia",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=gmc-acadia&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "nissan-murano",
      "make": "Nissan",
      "model": "Murano",
      "label": "Nissan Murano",
      "model_year": 2023,
      "vehicles_pooled": 100,
      "market_mix": {
        "atlanta": 32,
        "charlotte": 3,
        "nashville": 10,
        "new-england": 50,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 34933,
      "flexcar_total_usd": 28456,
      "buying_cost_of_capital_usd": 744,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6477,
      "buying_total_after_resale_cash_usd": 34189,
      "flexcar_total_cash_usd": 28456,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 876,
      "flexcar_monthly_usd": 783,
      "buying_upfront_usd": 4238,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1596,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Nissan-Murano",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=nissan-murano&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "gmc-sierra-1500",
      "make": "GMC",
      "model": "Sierra 1500",
      "label": "GMC Sierra 1500",
      "model_year": 2026,
      "vehicles_pooled": 97,
      "market_mix": {
        "atlanta": 50,
        "charlotte": 3,
        "dallas-fort-worth": 8,
        "la-metro-area": 2,
        "nashville": 1,
        "new-england": 11,
        "sf-bay-area": 12,
        "tri-state": 10
      },
      "buying_total_after_resale_usd": 47939,
      "flexcar_total_usd": 36012,
      "buying_cost_of_capital_usd": 1722,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 11927,
      "buying_total_after_resale_cash_usd": 46217,
      "flexcar_total_cash_usd": 36012,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1295,
      "flexcar_monthly_usd": 993,
      "buying_upfront_usd": 7404,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 7795,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=gmc-sierra-1500&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-grand-highlander",
      "make": "Toyota",
      "model": "Grand Highlander",
      "label": "Toyota Grand Highlander",
      "model_year": 2025,
      "vehicles_pooled": 97,
      "market_mix": {
        "atlanta": 32,
        "charlotte": 4,
        "dallas-fort-worth": 2,
        "la-metro-area": 2,
        "nashville": 2,
        "new-england": 31,
        "sf-bay-area": 10,
        "tri-state": 14
      },
      "buying_total_after_resale_usd": 43786,
      "flexcar_total_usd": 36970,
      "buying_cost_of_capital_usd": 1543,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6816,
      "buying_total_after_resale_cash_usd": 42243,
      "flexcar_total_cash_usd": 36970,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1254,
      "flexcar_monthly_usd": 1020,
      "buying_upfront_usd": 7359,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 10262,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Grand-Highlander",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-grand-highlander&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-sienna",
      "make": "Toyota",
      "model": "Sienna",
      "label": "Toyota Sienna",
      "model_year": 2025,
      "vehicles_pooled": 97,
      "market_mix": {
        "atlanta": 13,
        "charlotte": 4,
        "dallas-fort-worth": 3,
        "la-metro-area": 3,
        "nashville": 4,
        "new-england": 32,
        "sf-bay-area": 16,
        "tri-state": 22
      },
      "buying_total_after_resale_usd": 48200,
      "flexcar_total_usd": 35016,
      "buying_cost_of_capital_usd": 1603,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 13184,
      "buying_total_after_resale_cash_usd": 46597,
      "flexcar_total_cash_usd": 35016,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1224,
      "flexcar_monthly_usd": 965,
      "buying_upfront_usd": 7285,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4741,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Sienna",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-sienna&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-suburban",
      "make": "Chevrolet",
      "model": "Suburban",
      "label": "Chevrolet Suburban",
      "model_year": 2025,
      "vehicles_pooled": 96,
      "market_mix": {
        "atlanta": 39,
        "charlotte": 9,
        "dallas-fort-worth": 1,
        "la-metro-area": 3,
        "nashville": 7,
        "new-england": 25,
        "sf-bay-area": 5,
        "tri-state": 7
      },
      "buying_total_after_resale_usd": 59669,
      "flexcar_total_usd": 49315,
      "buying_cost_of_capital_usd": 2058,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 10354,
      "buying_total_after_resale_cash_usd": 57611,
      "flexcar_total_cash_usd": 49315,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1650,
      "flexcar_monthly_usd": 1363,
      "buying_upfront_usd": 10333,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 12135,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Suburban",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-suburban&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-mustang-mach-e",
      "make": "Ford",
      "model": "Mustang Mach-E",
      "label": "Ford Mustang Mach-E",
      "model_year": 2023,
      "vehicles_pooled": 95,
      "market_mix": {
        "atlanta": 42,
        "charlotte": 1,
        "dallas-fort-worth": 1,
        "la-metro-area": 4,
        "nashville": 3,
        "new-england": 14,
        "sf-bay-area": 25,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 37498,
      "flexcar_total_usd": 37075,
      "buying_cost_of_capital_usd": 434,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 423,
      "buying_total_after_resale_cash_usd": 37064,
      "flexcar_total_cash_usd": 37075,
      "costs_less": "flexcar",
      "close_call": true,
      "buying_monthly_usd": 976,
      "flexcar_monthly_usd": 1023,
      "buying_upfront_usd": 4844,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2914,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-Mustang-Mach-E",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-mustang-mach-e&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-ridgeline",
      "make": "Honda",
      "model": "Ridgeline",
      "label": "Honda Ridgeline",
      "model_year": 2025,
      "vehicles_pooled": 90,
      "market_mix": {
        "atlanta": 24,
        "charlotte": 4,
        "dallas-fort-worth": 5,
        "la-metro-area": 4,
        "nashville": 3,
        "new-england": 28,
        "sf-bay-area": 13,
        "tri-state": 9
      },
      "buying_total_after_resale_usd": 39614,
      "flexcar_total_usd": 32042,
      "buying_cost_of_capital_usd": 1331,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7572,
      "buying_total_after_resale_cash_usd": 38283,
      "flexcar_total_cash_usd": 32042,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1102,
      "flexcar_monthly_usd": 883,
      "buying_upfront_usd": 6056,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 7442,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-ridgeline&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-elantra-hybrid",
      "make": "Hyundai",
      "model": "Elantra Hybrid",
      "label": "Hyundai Elantra Hybrid",
      "model_year": 2026,
      "vehicles_pooled": 89,
      "market_mix": {
        "atlanta": 33,
        "charlotte": 7,
        "dallas-fort-worth": 4,
        "la-metro-area": 3,
        "nashville": 3,
        "new-england": 11,
        "sf-bay-area": 20,
        "tri-state": 8
      },
      "buying_total_after_resale_usd": 32480,
      "flexcar_total_usd": 26832,
      "buying_cost_of_capital_usd": 780,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5648,
      "buying_total_after_resale_cash_usd": 31700,
      "flexcar_total_cash_usd": 26832,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 853,
      "flexcar_monthly_usd": 738,
      "buying_upfront_usd": 4072,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3094,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-elantra-hybrid&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "buick-envista",
      "make": "Buick",
      "model": "Envista",
      "label": "Buick Envista",
      "model_year": 2026,
      "vehicles_pooled": 88,
      "market_mix": {
        "atlanta": 44,
        "charlotte": 3,
        "dallas-fort-worth": 6,
        "la-metro-area": 4,
        "nashville": 1,
        "new-england": 6,
        "sf-bay-area": 22,
        "tri-state": 2
      },
      "buying_total_after_resale_usd": 35453,
      "flexcar_total_usd": 24847,
      "buying_cost_of_capital_usd": 1177,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 10606,
      "buying_total_after_resale_cash_usd": 34276,
      "flexcar_total_cash_usd": 24847,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 915,
      "flexcar_monthly_usd": 683,
      "buying_upfront_usd": 4602,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3281,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=buick-envista&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-highlander",
      "make": "Toyota",
      "model": "Highlander",
      "label": "Toyota Highlander",
      "model_year": 2024,
      "vehicles_pooled": 85,
      "market_mix": {
        "atlanta": 32,
        "charlotte": 8,
        "nashville": 5,
        "new-england": 37,
        "sf-bay-area": 1,
        "tri-state": 2
      },
      "buying_total_after_resale_usd": 38378,
      "flexcar_total_usd": 30222,
      "buying_cost_of_capital_usd": 1459,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8156,
      "buying_total_after_resale_cash_usd": 36919,
      "flexcar_total_cash_usd": 30222,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1090,
      "flexcar_monthly_usd": 832,
      "buying_upfront_usd": 6161,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 8482,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Highlander",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-highlander&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-silverado-1500",
      "make": "Chevrolet",
      "model": "Silverado 1500",
      "label": "Chevrolet Silverado 1500",
      "model_year": 2026,
      "vehicles_pooled": 82,
      "market_mix": {
        "atlanta": 37,
        "charlotte": 8,
        "dallas-fort-worth": 3,
        "la-metro-area": 3,
        "nashville": 6,
        "new-england": 13,
        "sf-bay-area": 9,
        "tri-state": 3
      },
      "buying_total_after_resale_usd": 43771,
      "flexcar_total_usd": 35547,
      "buying_cost_of_capital_usd": 1538,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8224,
      "buying_total_after_resale_cash_usd": 42233,
      "flexcar_total_cash_usd": 35547,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1247,
      "flexcar_monthly_usd": 980,
      "buying_upfront_usd": 6737,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 9420,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Silverado-1500",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-silverado-1500&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-odyssey",
      "make": "Honda",
      "model": "Odyssey",
      "label": "Honda Odyssey",
      "model_year": 2025,
      "vehicles_pooled": 82,
      "market_mix": {
        "atlanta": 15,
        "charlotte": 5,
        "dallas-fort-worth": 5,
        "la-metro-area": 4,
        "nashville": 1,
        "new-england": 26,
        "sf-bay-area": 5,
        "tri-state": 21
      },
      "buying_total_after_resale_usd": 43837,
      "flexcar_total_usd": 35926,
      "buying_cost_of_capital_usd": 1259,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7911,
      "buying_total_after_resale_cash_usd": 42578,
      "flexcar_total_cash_usd": 35926,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1158,
      "flexcar_monthly_usd": 990,
      "buying_upfront_usd": 6623,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5756,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Honda-Odyssey",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-odyssey&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-ev6",
      "make": "Kia",
      "model": "EV6",
      "label": "Kia EV6",
      "model_year": 2024,
      "vehicles_pooled": 82,
      "market_mix": {
        "atlanta": 24,
        "charlotte": 3,
        "dallas-fort-worth": 1,
        "la-metro-area": 1,
        "new-england": 36,
        "sf-bay-area": 10,
        "tri-state": 7
      },
      "buying_total_after_resale_usd": 32560,
      "flexcar_total_usd": 29388,
      "buying_cost_of_capital_usd": 527,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3172,
      "buying_total_after_resale_cash_usd": 32033,
      "flexcar_total_cash_usd": 29388,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 823,
      "flexcar_monthly_usd": 809,
      "buying_upfront_usd": 4203,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1810,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-EV6",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-ev6&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "dodge-hornet",
      "make": "Dodge",
      "model": "Hornet",
      "label": "Dodge Hornet",
      "model_year": 2024,
      "vehicles_pooled": 81,
      "market_mix": {
        "atlanta": 30,
        "charlotte": 5,
        "dallas-fort-worth": 1,
        "nashville": 2,
        "new-england": 23,
        "sf-bay-area": 4,
        "tri-state": 16
      },
      "buying_total_after_resale_usd": 30782,
      "flexcar_total_usd": 29431,
      "buying_cost_of_capital_usd": 405,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 1351,
      "buying_total_after_resale_cash_usd": 30377,
      "flexcar_total_cash_usd": 29431,
      "costs_less": "flexcar",
      "close_call": true,
      "buying_monthly_usd": 821,
      "flexcar_monthly_usd": 810,
      "buying_upfront_usd": 3416,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2616,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Dodge-Hornet",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=dodge-hornet&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-cx-50-hybrid",
      "make": "Mazda",
      "model": "CX-50 Hybrid",
      "label": "Mazda CX-50 Hybrid",
      "model_year": 2026,
      "vehicles_pooled": 81,
      "market_mix": {
        "atlanta": 23,
        "charlotte": 5,
        "dallas-fort-worth": 1,
        "la-metro-area": 1,
        "nashville": 3,
        "new-england": 12,
        "sf-bay-area": 13,
        "tri-state": 23
      },
      "buying_total_after_resale_usd": 39715,
      "flexcar_total_usd": 32304,
      "buying_cost_of_capital_usd": 1222,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7411,
      "buying_total_after_resale_cash_usd": 38493,
      "flexcar_total_cash_usd": 32304,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1079,
      "flexcar_monthly_usd": 890,
      "buying_upfront_usd": 5938,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6304,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-cx-50-hybrid&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mitsubishi-eclipse-cross",
      "make": "Mitsubishi",
      "model": "Eclipse Cross",
      "label": "Mitsubishi Eclipse Cross",
      "model_year": 2024,
      "vehicles_pooled": 81,
      "market_mix": {
        "atlanta": 33,
        "charlotte": 4,
        "dallas-fort-worth": 1,
        "la-metro-area": 5,
        "nashville": 1,
        "new-england": 19,
        "sf-bay-area": 11,
        "tri-state": 7
      },
      "buying_total_after_resale_usd": 33544,
      "flexcar_total_usd": 27640,
      "buying_cost_of_capital_usd": 547,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5904,
      "buying_total_after_resale_cash_usd": 32997,
      "flexcar_total_cash_usd": 27640,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 810,
      "flexcar_monthly_usd": 760,
      "buying_upfront_usd": 3670,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -167,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mitsubishi-Eclipse-Cross",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mitsubishi-eclipse-cross&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-tahoe",
      "make": "Chevrolet",
      "model": "Tahoe",
      "label": "Chevrolet Tahoe",
      "model_year": 2025,
      "vehicles_pooled": 78,
      "market_mix": {
        "atlanta": 34,
        "charlotte": 7,
        "la-metro-area": 3,
        "nashville": 3,
        "new-england": 20,
        "sf-bay-area": 7,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 59763,
      "flexcar_total_usd": 49035,
      "buying_cost_of_capital_usd": 1950,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 10728,
      "buying_total_after_resale_cash_usd": 57813,
      "flexcar_total_cash_usd": 49035,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1617,
      "flexcar_monthly_usd": 1354,
      "buying_upfront_usd": 10053,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 10463,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Tahoe",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-tahoe&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-bolt-euv",
      "make": "Chevrolet",
      "model": "Bolt EUV",
      "label": "Chevrolet Bolt EUV",
      "model_year": 2023,
      "vehicles_pooled": 70,
      "market_mix": {
        "atlanta": 25,
        "charlotte": 2,
        "dallas-fort-worth": 1,
        "la-metro-area": 1,
        "nashville": 2,
        "new-england": 22,
        "sf-bay-area": 9,
        "tri-state": 8
      },
      "buying_total_after_resale_usd": 36009,
      "flexcar_total_usd": 26390,
      "buying_cost_of_capital_usd": 813,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9619,
      "buying_total_after_resale_cash_usd": 35196,
      "flexcar_total_cash_usd": 26390,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 869,
      "flexcar_monthly_usd": 726,
      "buying_upfront_usd": 3651,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -254,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Bolt-EUV",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-bolt-euv&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "genesis-electrified-g80",
      "make": "Genesis",
      "model": "Electrified G80",
      "label": "Genesis Electrified G80",
      "model_year": 2023,
      "vehicles_pooled": 69,
      "market_mix": {
        "atlanta": 18,
        "charlotte": 4,
        "dallas-fort-worth": 2,
        "nashville": 1,
        "new-england": 17,
        "sf-bay-area": 23,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 42834,
      "flexcar_total_usd": 37866,
      "buying_cost_of_capital_usd": 739,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4968,
      "buying_total_after_resale_cash_usd": 42095,
      "flexcar_total_cash_usd": 37866,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1112,
      "flexcar_monthly_usd": 1044,
      "buying_upfront_usd": 4818,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2761,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Genesis-Electrified-G80",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=genesis-electrified-g80&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mitsubishi-outlander",
      "make": "Mitsubishi",
      "model": "Outlander",
      "label": "Mitsubishi Outlander",
      "model_year": 2025,
      "vehicles_pooled": 69,
      "market_mix": {
        "atlanta": 20,
        "charlotte": 6,
        "dallas-fort-worth": 3,
        "la-metro-area": 4,
        "nashville": 1,
        "new-england": 18,
        "sf-bay-area": 7,
        "tri-state": 10
      },
      "buying_total_after_resale_usd": 38170,
      "flexcar_total_usd": 30164,
      "buying_cost_of_capital_usd": 859,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8006,
      "buying_total_after_resale_cash_usd": 37311,
      "flexcar_total_cash_usd": 30164,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 955,
      "flexcar_monthly_usd": 831,
      "buying_upfront_usd": 4498,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1559,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mitsubishi-Outlander",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mitsubishi-outlander&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "volkswagen-atlas-cross-sport",
      "make": "Volkswagen",
      "model": "Atlas Cross Sport",
      "label": "Volkswagen Atlas Cross Sport",
      "model_year": 2025,
      "vehicles_pooled": 68,
      "market_mix": {
        "atlanta": 22,
        "charlotte": 1,
        "dallas-fort-worth": 3,
        "la-metro-area": 2,
        "nashville": 2,
        "new-england": 19,
        "sf-bay-area": 5,
        "tri-state": 14
      },
      "buying_total_after_resale_usd": 41670,
      "flexcar_total_usd": 36762,
      "buying_cost_of_capital_usd": 834,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4908,
      "buying_total_after_resale_cash_usd": 40836,
      "flexcar_total_cash_usd": 36762,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1073,
      "flexcar_monthly_usd": 1014,
      "buying_upfront_usd": 5717,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3508,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Volkswagen-Atlas-Cross-Sport",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=volkswagen-atlas-cross-sport&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-expedition",
      "make": "Ford",
      "model": "Expedition",
      "label": "Ford Expedition",
      "model_year": 2024,
      "vehicles_pooled": 62,
      "market_mix": {
        "atlanta": 14,
        "charlotte": 4,
        "nashville": 4,
        "new-england": 30,
        "sf-bay-area": 5,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 54833,
      "flexcar_total_usd": 45342,
      "buying_cost_of_capital_usd": 1531,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9491,
      "buying_total_after_resale_cash_usd": 53302,
      "flexcar_total_cash_usd": 45342,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1437,
      "flexcar_monthly_usd": 1252,
      "buying_upfront_usd": 8469,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6893,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-Expedition",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-expedition&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "dodge-charger",
      "make": "Dodge",
      "model": "Charger",
      "label": "Dodge Charger",
      "model_year": 2023,
      "vehicles_pooled": 61,
      "market_mix": {
        "atlanta": 42,
        "charlotte": 2,
        "new-england": 16,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 33693,
      "flexcar_total_usd": 30467,
      "buying_cost_of_capital_usd": 462,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3226,
      "buying_total_after_resale_cash_usd": 33231,
      "flexcar_total_cash_usd": 30467,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 832,
      "flexcar_monthly_usd": 839,
      "buying_upfront_usd": 4227,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 947,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Dodge-Charger",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=dodge-charger&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-wagoneer-l",
      "make": "Jeep",
      "model": "Wagoneer L",
      "label": "Jeep Wagoneer L",
      "model_year": 2025,
      "vehicles_pooled": 58,
      "market_mix": {
        "atlanta": 18,
        "charlotte": 4,
        "dallas-fort-worth": 4,
        "la-metro-area": 5,
        "nashville": 1,
        "new-england": 12,
        "sf-bay-area": 8,
        "tri-state": 6
      },
      "buying_total_after_resale_usd": 44419,
      "flexcar_total_usd": 42869,
      "buying_cost_of_capital_usd": 1199,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 1550,
      "buying_total_after_resale_cash_usd": 43220,
      "flexcar_total_cash_usd": 42869,
      "costs_less": "flexcar",
      "close_call": true,
      "buying_monthly_usd": 1296,
      "flexcar_monthly_usd": 1183,
      "buying_upfront_usd": 7467,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 10886,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-wagoneer-l&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-santa-cruz",
      "make": "Hyundai",
      "model": "Santa Cruz",
      "label": "Hyundai Santa Cruz",
      "model_year": 2025,
      "vehicles_pooled": 57,
      "market_mix": {
        "atlanta": 15,
        "charlotte": 5,
        "dallas-fort-worth": 1,
        "nashville": 4,
        "new-england": 11,
        "sf-bay-area": 16,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 35223,
      "flexcar_total_usd": 25027,
      "buying_cost_of_capital_usd": 1142,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 10196,
      "buying_total_after_resale_cash_usd": 34081,
      "flexcar_total_cash_usd": 25027,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 907,
      "flexcar_monthly_usd": 688,
      "buying_upfront_usd": 4577,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3149,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-santa-cruz&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "volvo-v60-cross-country",
      "make": "Volvo",
      "model": "V60 Cross Country",
      "label": "Volvo V60 Cross Country",
      "model_year": 2025,
      "vehicles_pooled": 56,
      "market_mix": {
        "atlanta": 29,
        "charlotte": 3,
        "dallas-fort-worth": 4,
        "nashville": 1,
        "new-england": 15,
        "sf-bay-area": 1,
        "tri-state": 3
      },
      "buying_total_after_resale_usd": 42885,
      "flexcar_total_usd": 33859,
      "buying_cost_of_capital_usd": 1374,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9026,
      "buying_total_after_resale_cash_usd": 41511,
      "flexcar_total_cash_usd": 33859,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1157,
      "flexcar_monthly_usd": 933,
      "buying_upfront_usd": 6337,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6472,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=volvo-v60-cross-country&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-wagoneer",
      "make": "Jeep",
      "model": "Wagoneer",
      "label": "Jeep Wagoneer",
      "model_year": 2025,
      "vehicles_pooled": 54,
      "market_mix": {
        "atlanta": 22,
        "charlotte": 4,
        "dallas-fort-worth": 3,
        "la-metro-area": 5,
        "new-england": 8,
        "sf-bay-area": 12
      },
      "buying_total_after_resale_usd": 46282,
      "flexcar_total_usd": 44138,
      "buying_cost_of_capital_usd": 999,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 2144,
      "buying_total_after_resale_cash_usd": 45283,
      "flexcar_total_cash_usd": 44138,
      "costs_less": "flexcar",
      "close_call": true,
      "buying_monthly_usd": 1275,
      "flexcar_monthly_usd": 1219,
      "buying_upfront_usd": 7153,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 7776,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Wagoneer",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-wagoneer&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "cadillac-ct4",
      "make": "Cadillac",
      "model": "CT4",
      "label": "Cadillac CT4",
      "model_year": 2026,
      "vehicles_pooled": 53,
      "market_mix": {
        "atlanta": 17,
        "charlotte": 3,
        "dallas-fort-worth": 1,
        "la-metro-area": 4,
        "nashville": 2,
        "new-england": 13,
        "sf-bay-area": 9,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 45841,
      "flexcar_total_usd": 35827,
      "buying_cost_of_capital_usd": 1099,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 10014,
      "buying_total_after_resale_cash_usd": 44742,
      "flexcar_total_cash_usd": 35827,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1148,
      "flexcar_monthly_usd": 988,
      "buying_upfront_usd": 5657,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2238,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Cadillac-CT4",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=cadillac-ct4&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-niro",
      "make": "Kia",
      "model": "Niro",
      "label": "Kia Niro",
      "model_year": 2025,
      "vehicles_pooled": 53,
      "market_mix": {
        "atlanta": 13,
        "charlotte": 4,
        "nashville": 1,
        "new-england": 15,
        "sf-bay-area": 17,
        "tri-state": 3
      },
      "buying_total_after_resale_usd": 31185,
      "flexcar_total_usd": 27335,
      "buying_cost_of_capital_usd": 582,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3850,
      "buying_total_after_resale_cash_usd": 30603,
      "flexcar_total_cash_usd": 27335,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 796,
      "flexcar_monthly_usd": 752,
      "buying_upfront_usd": 4037,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2086,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-niro&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mercedes-benz-glb",
      "make": "Mercedes-Benz",
      "model": "GLB",
      "label": "Mercedes-Benz GLB",
      "model_year": 2025,
      "vehicles_pooled": 53,
      "market_mix": {
        "atlanta": 10,
        "charlotte": 2,
        "nashville": 1,
        "new-england": 32,
        "sf-bay-area": 3,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 44279,
      "flexcar_total_usd": 36281,
      "buying_cost_of_capital_usd": 1129,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7998,
      "buying_total_after_resale_cash_usd": 43150,
      "flexcar_total_cash_usd": 36281,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1163,
      "flexcar_monthly_usd": 1000,
      "buying_upfront_usd": 5857,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4557,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mercedes-Benz-GLB",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mercedes-benz-glb&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-bolt-ev",
      "make": "Chevrolet",
      "model": "Bolt EV",
      "label": "Chevrolet Bolt EV",
      "model_year": 2023,
      "vehicles_pooled": 52,
      "market_mix": {
        "atlanta": 12,
        "charlotte": 1,
        "dallas-fort-worth": 1,
        "la-metro-area": 3,
        "nashville": 2,
        "new-england": 17,
        "sf-bay-area": 5,
        "tri-state": 11
      },
      "buying_total_after_resale_usd": 35676,
      "flexcar_total_usd": 25618,
      "buying_cost_of_capital_usd": 743,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 10058,
      "buying_total_after_resale_cash_usd": 34933,
      "flexcar_total_cash_usd": 25618,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 836,
      "flexcar_monthly_usd": 704,
      "buying_upfront_usd": 3367,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -1473,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Bolt-EV",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-bolt-ev&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mercedes-benz-gls",
      "make": "Mercedes-Benz",
      "model": "GLS",
      "label": "Mercedes-Benz GLS",
      "model_year": 2026,
      "vehicles_pooled": 52,
      "market_mix": {
        "atlanta": 13,
        "charlotte": 1,
        "dallas-fort-worth": 2,
        "la-metro-area": 5,
        "new-england": 12,
        "sf-bay-area": 4,
        "tri-state": 15
      },
      "buying_total_after_resale_usd": 81562,
      "flexcar_total_usd": 57888,
      "buying_cost_of_capital_usd": 3013,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 23674,
      "buying_total_after_resale_cash_usd": 78549,
      "flexcar_total_cash_usd": 57888,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 2124,
      "flexcar_monthly_usd": 1601,
      "buying_upfront_usd": 12881,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 10785,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mercedes-Benz-GLS",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mercedes-benz-gls&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "dodge-challenger",
      "make": "Dodge",
      "model": "Challenger",
      "label": "Dodge Challenger",
      "model_year": 2023,
      "vehicles_pooled": 51,
      "market_mix": {
        "atlanta": 31,
        "charlotte": 3,
        "new-england": 15,
        "sf-bay-area": 1,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 35780,
      "flexcar_total_usd": 31805,
      "buying_cost_of_capital_usd": 602,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3975,
      "buying_total_after_resale_cash_usd": 35178,
      "flexcar_total_cash_usd": 31805,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 896,
      "flexcar_monthly_usd": 876,
      "buying_upfront_usd": 4740,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1832,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Dodge-Challenger",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=dodge-challenger&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "tesla-model-y",
      "make": "Tesla",
      "model": "Model Y",
      "label": "Tesla Model Y",
      "model_year": 2023,
      "vehicles_pooled": 50,
      "market_mix": {
        "atlanta": 29,
        "charlotte": 3,
        "la-metro-area": 1,
        "nashville": 4,
        "new-england": 3,
        "sf-bay-area": 10
      },
      "buying_total_after_resale_usd": 47014,
      "flexcar_total_usd": 35084,
      "buying_cost_of_capital_usd": 1185,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 11930,
      "buying_total_after_resale_cash_usd": 45829,
      "flexcar_total_cash_usd": 35084,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1201,
      "flexcar_monthly_usd": 967,
      "buying_upfront_usd": 4674,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2074,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Tesla-Model-Y",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=tesla-model-y&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "volkswagen-golf-gti",
      "make": "Volkswagen",
      "model": "Golf GTI",
      "label": "Volkswagen Golf GTI",
      "model_year": 2026,
      "vehicles_pooled": 50,
      "market_mix": {
        "atlanta": 16,
        "charlotte": 3,
        "dallas-fort-worth": 6,
        "la-metro-area": 3,
        "nashville": 1,
        "new-england": 4,
        "sf-bay-area": 13,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 43539,
      "flexcar_total_usd": 35686,
      "buying_cost_of_capital_usd": 1189,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7853,
      "buying_total_after_resale_cash_usd": 42350,
      "flexcar_total_cash_usd": 35686,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1143,
      "flexcar_monthly_usd": 984,
      "buying_upfront_usd": 6339,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5123,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=volkswagen-golf-gti&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "gmc-yukon",
      "make": "GMC",
      "model": "Yukon",
      "label": "GMC Yukon",
      "model_year": 2025,
      "vehicles_pooled": 47,
      "market_mix": {
        "atlanta": 16,
        "charlotte": 3,
        "nashville": 3,
        "new-england": 15,
        "sf-bay-area": 5,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 63107,
      "flexcar_total_usd": 54859,
      "buying_cost_of_capital_usd": 2218,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8248,
      "buying_total_after_resale_cash_usd": 60889,
      "flexcar_total_cash_usd": 54859,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1802,
      "flexcar_monthly_usd": 1516,
      "buying_upfront_usd": 11659,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 15627,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/GMC-Yukon",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=gmc-yukon&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "genesis-gv80",
      "make": "Genesis",
      "model": "GV80",
      "label": "Genesis GV80",
      "model_year": 2024,
      "vehicles_pooled": 46,
      "market_mix": {
        "atlanta": 16,
        "charlotte": 3,
        "nashville": 3,
        "new-england": 19,
        "tri-state": 5
      },
      "buying_total_after_resale_usd": 50936,
      "flexcar_total_usd": 41069,
      "buying_cost_of_capital_usd": 1222,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9867,
      "buying_total_after_resale_cash_usd": 49714,
      "flexcar_total_cash_usd": 41069,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1311,
      "flexcar_monthly_usd": 1133,
      "buying_upfront_usd": 6252,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3718,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Genesis-GV80",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=genesis-gv80&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-seltos",
      "make": "Kia",
      "model": "Seltos",
      "label": "Kia Seltos",
      "model_year": 2026,
      "vehicles_pooled": 45,
      "market_mix": {
        "atlanta": 18,
        "charlotte": 4,
        "dallas-fort-worth": 2,
        "la-metro-area": 6,
        "new-england": 4,
        "sf-bay-area": 10,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 35257,
      "flexcar_total_usd": 27333,
      "buying_cost_of_capital_usd": 835,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7924,
      "buying_total_after_resale_cash_usd": 34422,
      "flexcar_total_cash_usd": 27333,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 878,
      "flexcar_monthly_usd": 752,
      "buying_upfront_usd": 4276,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1451,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Kia-Seltos",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-seltos&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "nissan-armada",
      "make": "Nissan",
      "model": "Armada",
      "label": "Nissan Armada",
      "model_year": 2023,
      "vehicles_pooled": 41,
      "market_mix": {
        "atlanta": 22,
        "charlotte": 4,
        "nashville": 2,
        "new-england": 13
      },
      "buying_total_after_resale_usd": 48027,
      "flexcar_total_usd": 35872,
      "buying_cost_of_capital_usd": 1235,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 12155,
      "buying_total_after_resale_cash_usd": 46792,
      "flexcar_total_cash_usd": 35872,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1162,
      "flexcar_monthly_usd": 989,
      "buying_upfront_usd": 6373,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1409,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Nissan-Armada",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=nissan-armada&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "genesis-gv70",
      "make": "Genesis",
      "model": "GV70",
      "label": "Genesis GV70",
      "model_year": 2026,
      "vehicles_pooled": 40,
      "market_mix": {
        "atlanta": 10,
        "la-metro-area": 4,
        "nashville": 1,
        "new-england": 6,
        "sf-bay-area": 12,
        "tri-state": 7
      },
      "buying_total_after_resale_usd": 42684,
      "flexcar_total_usd": 38301,
      "buying_cost_of_capital_usd": 1275,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4383,
      "buying_total_after_resale_cash_usd": 41409,
      "flexcar_total_cash_usd": 38301,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1226,
      "flexcar_monthly_usd": 1056,
      "buying_upfront_usd": 6832,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 9548,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=genesis-gv70&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "subaru-ascent",
      "make": "Subaru",
      "model": "Ascent",
      "label": "Subaru Ascent",
      "model_year": 2025,
      "vehicles_pooled": 40,
      "market_mix": {
        "atlanta": 12,
        "charlotte": 4,
        "dallas-fort-worth": 1,
        "la-metro-area": 2,
        "nashville": 1,
        "new-england": 8,
        "sf-bay-area": 6,
        "tri-state": 6
      },
      "buying_total_after_resale_usd": 40730,
      "flexcar_total_usd": 31189,
      "buying_cost_of_capital_usd": 1232,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9541,
      "buying_total_after_resale_cash_usd": 39498,
      "flexcar_total_cash_usd": 31189,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1065,
      "flexcar_monthly_usd": 859,
      "buying_upfront_usd": 5578,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4418,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Subaru-Ascent",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=subaru-ascent&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-expedition-max",
      "make": "Ford",
      "model": "Expedition Max",
      "label": "Ford Expedition Max",
      "model_year": 2025,
      "vehicles_pooled": 39,
      "market_mix": {
        "atlanta": 10,
        "charlotte": 1,
        "la-metro-area": 5,
        "nashville": 2,
        "new-england": 12,
        "sf-bay-area": 2,
        "tri-state": 7
      },
      "buying_total_after_resale_usd": 61087,
      "flexcar_total_usd": 49760,
      "buying_cost_of_capital_usd": 1800,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 11327,
      "buying_total_after_resale_cash_usd": 59287,
      "flexcar_total_cash_usd": 49760,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1595,
      "flexcar_monthly_usd": 1375,
      "buying_upfront_usd": 9815,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 7961,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-Expedition-Max",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-expedition-max&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-maverick",
      "make": "Ford",
      "model": "Maverick",
      "label": "Ford Maverick",
      "model_year": 2026,
      "vehicles_pooled": 39,
      "market_mix": {
        "atlanta": 14,
        "charlotte": 1,
        "dallas-fort-worth": 4,
        "la-metro-area": 2,
        "nashville": 1,
        "sf-bay-area": 17
      },
      "buying_total_after_resale_usd": 38713,
      "flexcar_total_usd": 25639,
      "buying_cost_of_capital_usd": 1650,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 13074,
      "buying_total_after_resale_cash_usd": 37063,
      "flexcar_total_cash_usd": 25639,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1054,
      "flexcar_monthly_usd": 705,
      "buying_upfront_usd": 5744,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6606,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-maverick&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "gmc-yukon-xl",
      "make": "GMC",
      "model": "Yukon XL",
      "label": "GMC Yukon XL",
      "model_year": 2025,
      "vehicles_pooled": 33,
      "market_mix": {
        "atlanta": 9,
        "charlotte": 4,
        "la-metro-area": 2,
        "nashville": 1,
        "new-england": 9,
        "sf-bay-area": 4,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 66852,
      "flexcar_total_usd": 58262,
      "buying_cost_of_capital_usd": 2707,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8590,
      "buying_total_after_resale_cash_usd": 64145,
      "flexcar_total_cash_usd": 58262,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1996,
      "flexcar_monthly_usd": 1611,
      "buying_upfront_usd": 13297,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 21024,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/GMC-Yukon-XL",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=gmc-yukon-xl&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "cadillac-ct5",
      "make": "Cadillac",
      "model": "CT5",
      "label": "Cadillac CT5",
      "model_year": 2026,
      "vehicles_pooled": 32,
      "market_mix": {
        "atlanta": 9,
        "charlotte": 2,
        "dallas-fort-worth": 3,
        "la-metro-area": 2,
        "nashville": 1,
        "new-england": 12,
        "sf-bay-area": 1,
        "tri-state": 2
      },
      "buying_total_after_resale_usd": 55254,
      "flexcar_total_usd": 42199,
      "buying_cost_of_capital_usd": 1481,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 13055,
      "buying_total_after_resale_cash_usd": 53773,
      "flexcar_total_cash_usd": 42199,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1380,
      "flexcar_monthly_usd": 1165,
      "buying_upfront_usd": 7478,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3370,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Cadillac-CT5",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=cadillac-ct5&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "cadillac-xt4",
      "make": "Cadillac",
      "model": "XT4",
      "label": "Cadillac XT4",
      "model_year": 2023,
      "vehicles_pooled": 32,
      "market_mix": {
        "atlanta": 11,
        "charlotte": 2,
        "nashville": 1,
        "new-england": 14,
        "tri-state": 4
      },
      "buying_total_after_resale_usd": 39144,
      "flexcar_total_usd": 33324,
      "buying_cost_of_capital_usd": 828,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5820,
      "buying_total_after_resale_cash_usd": 38316,
      "flexcar_total_cash_usd": 33324,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1019,
      "flexcar_monthly_usd": 918,
      "buying_upfront_usd": 4837,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3204,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Cadillac-XT4",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=cadillac-xt4&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "infiniti-qx80",
      "make": "INFINITI",
      "model": "QX80",
      "label": "INFINITI QX80",
      "model_year": 2024,
      "vehicles_pooled": 32,
      "market_mix": {
        "atlanta": 12,
        "charlotte": 2,
        "new-england": 15,
        "tri-state": 3
      },
      "buying_total_after_resale_usd": 49473,
      "flexcar_total_usd": 39580,
      "buying_cost_of_capital_usd": 1242,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 9893,
      "buying_total_after_resale_cash_usd": 48231,
      "flexcar_total_cash_usd": 39580,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1254,
      "flexcar_monthly_usd": 1092,
      "buying_upfront_usd": 6727,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3633,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/INFINITI-QX80",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=infiniti-qx80&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chrysler-voyager",
      "make": "Chrysler",
      "model": "Voyager",
      "label": "Chrysler Voyager",
      "model_year": 2023,
      "vehicles_pooled": 31,
      "market_mix": {
        "atlanta": 7,
        "charlotte": 1,
        "la-metro-area": 1,
        "new-england": 14,
        "sf-bay-area": 5,
        "tri-state": 3
      },
      "buying_total_after_resale_usd": 31299,
      "flexcar_total_usd": 30728,
      "buying_cost_of_capital_usd": 122,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 571,
      "buying_total_after_resale_cash_usd": 31177,
      "flexcar_total_cash_usd": 30728,
      "costs_less": "flexcar",
      "close_call": true,
      "buying_monthly_usd": 755,
      "flexcar_monthly_usd": 846,
      "buying_upfront_usd": 3445,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -530,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chrysler-Voyager",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chrysler-voyager&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-sequoia",
      "make": "Toyota",
      "model": "Sequoia",
      "label": "Toyota Sequoia",
      "model_year": 2025,
      "vehicles_pooled": 31,
      "market_mix": {
        "atlanta": 7,
        "charlotte": 1,
        "dallas-fort-worth": 2,
        "la-metro-area": 3,
        "nashville": 1,
        "new-england": 7,
        "sf-bay-area": 9,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 56069,
      "flexcar_total_usd": 43374,
      "buying_cost_of_capital_usd": 2760,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 12695,
      "buying_total_after_resale_cash_usd": 53309,
      "flexcar_total_cash_usd": 43374,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1700,
      "flexcar_monthly_usd": 1198,
      "buying_upfront_usd": 11056,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 18940,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-sequoia&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "buick-enclave",
      "make": "Buick",
      "model": "Enclave",
      "label": "Buick Enclave",
      "model_year": 2024,
      "vehicles_pooled": 30,
      "market_mix": {
        "atlanta": 12,
        "charlotte": 3,
        "nashville": 3,
        "new-england": 12
      },
      "buying_total_after_resale_usd": 39241,
      "flexcar_total_usd": 33311,
      "buying_cost_of_capital_usd": 890,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5930,
      "buying_total_after_resale_cash_usd": 38351,
      "flexcar_total_cash_usd": 33311,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1016,
      "flexcar_monthly_usd": 918,
      "buying_upfront_usd": 5271,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3520,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Buick-Enclave",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=buick-enclave&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "lincoln-navigator",
      "make": "Lincoln",
      "model": "Navigator",
      "label": "Lincoln Navigator",
      "model_year": 2025,
      "vehicles_pooled": 30,
      "market_mix": {
        "atlanta": 5,
        "charlotte": 3,
        "la-metro-area": 4,
        "new-england": 6,
        "sf-bay-area": 9,
        "tri-state": 3
      },
      "buying_total_after_resale_usd": 73689,
      "flexcar_total_usd": 69412,
      "buying_cost_of_capital_usd": 1550,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4277,
      "buying_total_after_resale_cash_usd": 72139,
      "flexcar_total_cash_usd": 69412,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1942,
      "flexcar_monthly_usd": 1921,
      "buying_upfront_usd": 12352,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 10147,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Lincoln-Navigator",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=lincoln-navigator&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-crown",
      "make": "Toyota",
      "model": "Crown",
      "label": "Toyota Crown",
      "model_year": 2024,
      "vehicles_pooled": 30,
      "market_mix": {
        "atlanta": 9,
        "charlotte": 1,
        "nashville": 2,
        "new-england": 16,
        "tri-state": 2
      },
      "buying_total_after_resale_usd": 40784,
      "flexcar_total_usd": 35304,
      "buying_cost_of_capital_usd": 954,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5480,
      "buying_total_after_resale_cash_usd": 39830,
      "flexcar_total_cash_usd": 35304,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1067,
      "flexcar_monthly_usd": 973,
      "buying_upfront_usd": 5843,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4412,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Crown",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-crown&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-f-150-lightning",
      "make": "Ford",
      "model": "F-150 Lightning",
      "label": "Ford F-150 Lightning",
      "model_year": 2024,
      "vehicles_pooled": 28,
      "market_mix": {
        "atlanta": 6,
        "dallas-fort-worth": 2,
        "la-metro-area": 1,
        "new-england": 7,
        "sf-bay-area": 10,
        "tri-state": 2
      },
      "buying_total_after_resale_usd": 53394,
      "flexcar_total_usd": 42120,
      "buying_cost_of_capital_usd": 1414,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 11274,
      "buying_total_after_resale_cash_usd": 51980,
      "flexcar_total_cash_usd": 42120,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1333,
      "flexcar_monthly_usd": 1163,
      "buying_upfront_usd": 7785,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3794,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-f-150-lightning&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ram-1500-classic",
      "make": "Ram",
      "model": "1500 Classic",
      "label": "Ram 1500 Classic",
      "model_year": 2022,
      "vehicles_pooled": 28,
      "market_mix": {
        "atlanta": 17,
        "charlotte": 1,
        "new-england": 10
      },
      "buying_total_after_resale_usd": 36354,
      "flexcar_total_usd": 31754,
      "buying_cost_of_capital_usd": 686,
      "buying_warranty_repair_credit_usd": 516,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4600,
      "buying_total_after_resale_cash_usd": 35668,
      "flexcar_total_cash_usd": 31754,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 962,
      "flexcar_monthly_usd": 874,
      "buying_upfront_usd": 4113,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3089,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ram-1500-Classic",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ram-1500-classic&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-wrangler-unlimited",
      "make": "Jeep",
      "model": "Wrangler Unlimited",
      "label": "Jeep Wrangler Unlimited",
      "model_year": 2020,
      "vehicles_pooled": 26,
      "market_mix": {
        "atlanta": 16,
        "nashville": 1,
        "new-england": 7,
        "tri-state": 2
      },
      "buying_total_after_resale_usd": 32085,
      "flexcar_total_usd": 31751,
      "buying_cost_of_capital_usd": 198,
      "buying_warranty_repair_credit_usd": 535,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 334,
      "buying_total_after_resale_cash_usd": 31887,
      "flexcar_total_cash_usd": 31751,
      "costs_less": "flexcar",
      "close_call": true,
      "buying_monthly_usd": 796,
      "flexcar_monthly_usd": 874,
      "buying_upfront_usd": 3792,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 584,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Wrangler-Unlimited",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-wrangler-unlimited&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-accord-hybrid",
      "make": "Honda",
      "model": "Accord Hybrid",
      "label": "Honda Accord Hybrid",
      "model_year": 2024,
      "vehicles_pooled": 25,
      "market_mix": {
        "atlanta": 11,
        "charlotte": 3,
        "nashville": 3,
        "new-england": 7,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 32715,
      "flexcar_total_usd": 25882,
      "buying_cost_of_capital_usd": 996,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6833,
      "buying_total_after_resale_cash_usd": 31719,
      "flexcar_total_cash_usd": 25882,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 877,
      "flexcar_monthly_usd": 711,
      "buying_upfront_usd": 4582,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4451,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Honda-Accord-Hybrid",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-accord-hybrid&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "bmw-x3",
      "make": "BMW",
      "model": "X3",
      "label": "BMW X3",
      "model_year": 2026,
      "vehicles_pooled": 23,
      "market_mix": {
        "atlanta": 8,
        "la-metro-area": 1,
        "new-england": 2,
        "sf-bay-area": 12
      },
      "buying_total_after_resale_usd": 49637,
      "flexcar_total_usd": 43305,
      "buying_cost_of_capital_usd": 1179,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 6332,
      "buying_total_after_resale_cash_usd": 48458,
      "flexcar_total_cash_usd": 43305,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1306,
      "flexcar_monthly_usd": 1195,
      "buying_upfront_usd": 7395,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5962,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/BMW-X3",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=bmw-x3&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "cadillac-xt5",
      "make": "Cadillac",
      "model": "XT5",
      "label": "Cadillac XT5",
      "model_year": 2023,
      "vehicles_pooled": 23,
      "market_mix": {
        "atlanta": 7,
        "charlotte": 1,
        "nashville": 2,
        "new-england": 11,
        "tri-state": 2
      },
      "buying_total_after_resale_usd": 43204,
      "flexcar_total_usd": 37209,
      "buying_cost_of_capital_usd": 866,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5995,
      "buying_total_after_resale_cash_usd": 42338,
      "flexcar_total_cash_usd": 37209,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1098,
      "flexcar_monthly_usd": 1026,
      "buying_upfront_usd": 5738,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2927,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Cadillac-XT5",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=cadillac-xt5&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mercedes-benz-eqb",
      "make": "Mercedes-Benz",
      "model": "EQB",
      "label": "Mercedes-Benz EQB",
      "model_year": 2023,
      "vehicles_pooled": 23,
      "market_mix": {
        "atlanta": 13,
        "charlotte": 1,
        "nashville": 1,
        "new-england": 8
      },
      "buying_total_after_resale_usd": 40956,
      "flexcar_total_usd": 45032,
      "buying_cost_of_capital_usd": -10,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": -4076,
      "buying_total_after_resale_cash_usd": 40966,
      "flexcar_total_cash_usd": 45032,
      "costs_less": "buying",
      "close_call": false,
      "buying_monthly_usd": 1068,
      "flexcar_monthly_usd": 1244,
      "buying_upfront_usd": 4421,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1906,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mercedes-Benz-EQB",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mercedes-benz-eqb&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "nissan-kicks",
      "make": "Nissan",
      "model": "Kicks",
      "label": "Nissan Kicks",
      "model_year": 2024,
      "vehicles_pooled": 23,
      "market_mix": {
        "atlanta": 14,
        "charlotte": 1,
        "nashville": 5,
        "new-england": 2,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 29236,
      "flexcar_total_usd": 26122,
      "buying_cost_of_capital_usd": 468,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3114,
      "buying_total_after_resale_cash_usd": 28768,
      "flexcar_total_cash_usd": 26122,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 754,
      "flexcar_monthly_usd": 718,
      "buying_upfront_usd": 3341,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1717,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Nissan-Kicks",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=nissan-kicks&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "buick-envision",
      "make": "Buick",
      "model": "Envision",
      "label": "Buick Envision",
      "model_year": 2023,
      "vehicles_pooled": 22,
      "market_mix": {
        "atlanta": 7,
        "charlotte": 1,
        "dallas-fort-worth": 2,
        "nashville": 2,
        "new-england": 10
      },
      "buying_total_after_resale_usd": 35242,
      "flexcar_total_usd": 30204,
      "buying_cost_of_capital_usd": 685,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5038,
      "buying_total_after_resale_cash_usd": 34557,
      "flexcar_total_cash_usd": 30204,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 901,
      "flexcar_monthly_usd": 832,
      "buying_upfront_usd": 4322,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2209,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Buick-Envision",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=buick-envision&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-passport",
      "make": "Honda",
      "model": "Passport",
      "label": "Honda Passport",
      "model_year": 2023,
      "vehicles_pooled": 22,
      "market_mix": {
        "atlanta": 3,
        "charlotte": 1,
        "nashville": 3,
        "new-england": 15
      },
      "buying_total_after_resale_usd": 40618,
      "flexcar_total_usd": 32536,
      "buying_cost_of_capital_usd": 1024,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8082,
      "buying_total_after_resale_cash_usd": 39594,
      "flexcar_total_cash_usd": 32536,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1032,
      "flexcar_monthly_usd": 896,
      "buying_upfront_usd": 5505,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3073,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Honda-Passport",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-passport&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "hyundai-santa-fe-hybrid",
      "make": "Hyundai",
      "model": "Santa Fe Hybrid",
      "label": "Hyundai Santa Fe Hybrid",
      "model_year": 2025,
      "vehicles_pooled": 22,
      "market_mix": {
        "atlanta": 4,
        "charlotte": 1,
        "nashville": 1,
        "new-england": 9,
        "sf-bay-area": 1,
        "tri-state": 6
      },
      "buying_total_after_resale_usd": 41506,
      "flexcar_total_usd": 32781,
      "buying_cost_of_capital_usd": 1231,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8725,
      "buying_total_after_resale_cash_usd": 40275,
      "flexcar_total_cash_usd": 32781,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1095,
      "flexcar_monthly_usd": 903,
      "buying_upfront_usd": 5918,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5061,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Hyundai-Santa-Fe-Hybrid",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=hyundai-santa-fe-hybrid&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "volvo-c40-recharge-pure-electric",
      "make": "Volvo",
      "model": "C40 Recharge Pure Electric",
      "label": "Volvo C40 Recharge Pure Electric",
      "model_year": 2023,
      "vehicles_pooled": 19,
      "market_mix": {
        "atlanta": 8,
        "charlotte": 1,
        "dallas-fort-worth": 3,
        "nashville": 2,
        "new-england": 4,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 35800,
      "flexcar_total_usd": 35561,
      "buying_cost_of_capital_usd": 438,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 239,
      "buying_total_after_resale_cash_usd": 35362,
      "flexcar_total_cash_usd": 35561,
      "costs_less": "flexcar",
      "close_call": true,
      "buying_monthly_usd": 962,
      "flexcar_monthly_usd": 980,
      "buying_upfront_usd": 4357,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3623,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Volvo-C40-Recharge-Pure-Electric",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=volvo-c40-recharge-pure-electric&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "subaru-solterra",
      "make": "Subaru",
      "model": "Solterra",
      "label": "Subaru Solterra",
      "model_year": 2023,
      "vehicles_pooled": 18,
      "market_mix": {
        "la-metro-area": 1,
        "sf-bay-area": 17
      },
      "buying_total_after_resale_usd": 30244,
      "flexcar_total_usd": 22856,
      "buying_cost_of_capital_usd": 951,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7388,
      "buying_total_after_resale_cash_usd": 29293,
      "flexcar_total_cash_usd": 22856,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 813,
      "flexcar_monthly_usd": 627,
      "buying_upfront_usd": 3770,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 3750,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=subaru-solterra&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-cx-70",
      "make": "Mazda",
      "model": "CX-70",
      "label": "Mazda CX-70",
      "model_year": 2025,
      "vehicles_pooled": 17,
      "market_mix": {
        "atlanta": 4,
        "charlotte": 1,
        "dallas-fort-worth": 1,
        "la-metro-area": 1,
        "new-england": 6,
        "sf-bay-area": 4
      },
      "buying_total_after_resale_usd": 36641,
      "flexcar_total_usd": 32957,
      "buying_cost_of_capital_usd": 938,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3684,
      "buying_total_after_resale_cash_usd": 35703,
      "flexcar_total_cash_usd": 32957,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1019,
      "flexcar_monthly_usd": 908,
      "buying_upfront_usd": 5365,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6358,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-cx-70&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "ford-ecosport",
      "make": "Ford",
      "model": "EcoSport",
      "label": "Ford EcoSport",
      "model_year": 2020,
      "vehicles_pooled": 16,
      "market_mix": {
        "atlanta": 9,
        "nashville": 1,
        "new-england": 6
      },
      "buying_total_after_resale_usd": 24988,
      "flexcar_total_usd": 24870,
      "buying_cost_of_capital_usd": 11,
      "buying_warranty_repair_credit_usd": 535,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 118,
      "buying_total_after_resale_cash_usd": 24977,
      "flexcar_total_cash_usd": 24870,
      "costs_less": "flexcar",
      "close_call": true,
      "buying_monthly_usd": 611,
      "flexcar_monthly_usd": 683,
      "buying_upfront_usd": 2206,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -789,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Ford-EcoSport",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=ford-ecosport&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-camaro",
      "make": "Chevrolet",
      "model": "Camaro",
      "label": "Chevrolet Camaro",
      "model_year": 2023,
      "vehicles_pooled": 15,
      "market_mix": {
        "atlanta": 6,
        "charlotte": 3,
        "nashville": 2,
        "new-england": 4
      },
      "buying_total_after_resale_usd": 36894,
      "flexcar_total_usd": 31927,
      "buying_cost_of_capital_usd": 648,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4967,
      "buying_total_after_resale_cash_usd": 36246,
      "flexcar_total_cash_usd": 31927,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 926,
      "flexcar_monthly_usd": 879,
      "buying_upfront_usd": 4536,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1609,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Camaro",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-camaro&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-cherokee",
      "make": "Jeep",
      "model": "Cherokee",
      "label": "Jeep Cherokee",
      "model_year": 2022,
      "vehicles_pooled": 15,
      "market_mix": {
        "atlanta": 9,
        "nashville": 1,
        "new-england": 4,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 31829,
      "flexcar_total_usd": 28672,
      "buying_cost_of_capital_usd": 378,
      "buying_warranty_repair_credit_usd": 516,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3157,
      "buying_total_after_resale_cash_usd": 31451,
      "flexcar_total_cash_usd": 28672,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 786,
      "flexcar_monthly_usd": 789,
      "buying_upfront_usd": 3532,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 391,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Cherokee",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-cherokee&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "jeep-grand-wagoneer",
      "make": "Jeep",
      "model": "Grand Wagoneer",
      "label": "Jeep Grand Wagoneer",
      "model_year": 2023,
      "vehicles_pooled": 15,
      "market_mix": {
        "atlanta": 3,
        "charlotte": 2,
        "dallas-fort-worth": 1,
        "nashville": 2,
        "new-england": 6,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 48413,
      "flexcar_total_usd": 49722,
      "buying_cost_of_capital_usd": 784,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": -1309,
      "buying_total_after_resale_cash_usd": 47629,
      "flexcar_total_cash_usd": 49722,
      "costs_less": "buying",
      "close_call": true,
      "buying_monthly_usd": 1334,
      "flexcar_monthly_usd": 1374,
      "buying_upfront_usd": 7629,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 8023,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Jeep-Grand-Wagoneer",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=jeep-grand-wagoneer&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chrysler-300",
      "make": "Chrysler",
      "model": "300",
      "label": "Chrysler 300",
      "model_year": 2023,
      "vehicles_pooled": 14,
      "market_mix": {
        "atlanta": 7,
        "nashville": 1,
        "new-england": 6
      },
      "buying_total_after_resale_usd": 37405,
      "flexcar_total_usd": 32710,
      "buying_cost_of_capital_usd": 478,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4695,
      "buying_total_after_resale_cash_usd": 36927,
      "flexcar_total_cash_usd": 32710,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 900,
      "flexcar_monthly_usd": 901,
      "buying_upfront_usd": 4267,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -258,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chrysler-300&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "kia-carnival-hybrid",
      "make": "Kia",
      "model": "Carnival Hybrid",
      "label": "Kia Carnival Hybrid",
      "model_year": 2026,
      "vehicles_pooled": 14,
      "market_mix": {
        "atlanta": 9,
        "la-metro-area": 1,
        "sf-bay-area": 2,
        "tri-state": 2
      },
      "buying_total_after_resale_usd": 44368,
      "flexcar_total_usd": 31186,
      "buying_cost_of_capital_usd": 1605,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 13182,
      "buying_total_after_resale_cash_usd": 42763,
      "flexcar_total_cash_usd": 31186,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1156,
      "flexcar_monthly_usd": 859,
      "buying_upfront_usd": 6570,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5402,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=kia-carnival-hybrid&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "honda-cr-v-hybrid",
      "make": "Honda",
      "model": "CR-V Hybrid",
      "label": "Honda CR-V Hybrid",
      "model_year": 2024,
      "vehicles_pooled": 13,
      "market_mix": {
        "atlanta": 5,
        "charlotte": 1,
        "new-england": 7
      },
      "buying_total_after_resale_usd": 36278,
      "flexcar_total_usd": 28637,
      "buying_cost_of_capital_usd": 1120,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7641,
      "buying_total_after_resale_cash_usd": 35158,
      "flexcar_total_cash_usd": 28637,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 960,
      "flexcar_monthly_usd": 788,
      "buying_upfront_usd": 5431,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4847,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Honda-CR-V-Hybrid",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=honda-cr-v-hybrid&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "lincoln-nautilus",
      "make": "Lincoln",
      "model": "Nautilus",
      "label": "Lincoln Nautilus",
      "model_year": 2024,
      "vehicles_pooled": 13,
      "market_mix": {
        "atlanta": 3,
        "new-england": 10
      },
      "buying_total_after_resale_usd": 50206,
      "flexcar_total_usd": 41234,
      "buying_cost_of_capital_usd": 1374,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8972,
      "buying_total_after_resale_cash_usd": 48832,
      "flexcar_total_cash_usd": 41234,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1315,
      "flexcar_monthly_usd": 1138,
      "buying_upfront_usd": 7405,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5935,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Lincoln-Nautilus",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=lincoln-nautilus&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mercedes-benz-cla",
      "make": "Mercedes-Benz",
      "model": "CLA",
      "label": "Mercedes-Benz CLA",
      "model_year": 2025,
      "vehicles_pooled": 13,
      "market_mix": {
        "atlanta": 2,
        "dallas-fort-worth": 1,
        "la-metro-area": 2,
        "new-england": 4,
        "sf-bay-area": 1,
        "tri-state": 3
      },
      "buying_total_after_resale_usd": 42160,
      "flexcar_total_usd": 36435,
      "buying_cost_of_capital_usd": 932,
      "buying_warranty_repair_credit_usd": 267,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5725,
      "buying_total_after_resale_cash_usd": 41228,
      "flexcar_total_cash_usd": 36435,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1095,
      "flexcar_monthly_usd": 1004,
      "buying_upfront_usd": 5825,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4015,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mercedes-benz-cla&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "genesis-g80",
      "make": "Genesis",
      "model": "G80",
      "label": "Genesis G80",
      "model_year": 2023,
      "vehicles_pooled": 12,
      "market_mix": {
        "atlanta": 1,
        "charlotte": 2,
        "nashville": 1,
        "new-england": 7,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 46488,
      "flexcar_total_usd": 37802,
      "buying_cost_of_capital_usd": 914,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8686,
      "buying_total_after_resale_cash_usd": 45574,
      "flexcar_total_cash_usd": 37802,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1167,
      "flexcar_monthly_usd": 1043,
      "buying_upfront_usd": 5029,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1453,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Genesis-G80",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=genesis-g80&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "chevrolet-traverse",
      "make": "Chevrolet",
      "model": "Traverse",
      "label": "Chevrolet Traverse",
      "model_year": 2023,
      "vehicles_pooled": 11,
      "market_mix": {
        "atlanta": 3,
        "charlotte": 1,
        "new-england": 6,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 39743,
      "flexcar_total_usd": 32201,
      "buying_cost_of_capital_usd": 907,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7542,
      "buying_total_after_resale_cash_usd": 38836,
      "flexcar_total_cash_usd": 32201,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 997,
      "flexcar_monthly_usd": 887,
      "buying_upfront_usd": 5177,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2231,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Chevrolet-Traverse",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=chevrolet-traverse&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "genesis-gv60",
      "make": "Genesis",
      "model": "GV60",
      "label": "Genesis GV60",
      "model_year": 2023,
      "vehicles_pooled": 10,
      "market_mix": {
        "atlanta": 1,
        "dallas-fort-worth": 2,
        "nashville": 1,
        "new-england": 2,
        "sf-bay-area": 3,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 44188,
      "flexcar_total_usd": 39067,
      "buying_cost_of_capital_usd": 729,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 5121,
      "buying_total_after_resale_cash_usd": 43459,
      "flexcar_total_cash_usd": 39067,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1095,
      "flexcar_monthly_usd": 1078,
      "buying_upfront_usd": 5818,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1769,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": null,
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=genesis-gv60&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "lincoln-navigator-l",
      "make": "Lincoln",
      "model": "Navigator L",
      "label": "Lincoln Navigator L",
      "model_year": 2026,
      "vehicles_pooled": 10,
      "market_mix": {
        "atlanta": 4,
        "charlotte": 1,
        "nashville": 2,
        "new-england": 2,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 81382,
      "flexcar_total_usd": 73897,
      "buying_cost_of_capital_usd": 1821,
      "buying_warranty_repair_credit_usd": 111,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7485,
      "buying_total_after_resale_cash_usd": 79561,
      "flexcar_total_cash_usd": 73897,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 2123,
      "flexcar_monthly_usd": 2045,
      "buying_upfront_usd": 13373,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 10222,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Lincoln-Navigator-L",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=lincoln-navigator-l&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "cadillac-xt6",
      "make": "Cadillac",
      "model": "XT6",
      "label": "Cadillac XT6",
      "model_year": 2023,
      "vehicles_pooled": 9,
      "market_mix": {
        "atlanta": 5,
        "charlotte": 1,
        "new-england": 3
      },
      "buying_total_after_resale_usd": 44308,
      "flexcar_total_usd": 39440,
      "buying_cost_of_capital_usd": 885,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4868,
      "buying_total_after_resale_cash_usd": 43423,
      "flexcar_total_cash_usd": 39440,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1148,
      "flexcar_monthly_usd": 1088,
      "buying_upfront_usd": 6156,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 4063,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Cadillac-XT6",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=cadillac-xt6&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "land-rover-range-rover-velar",
      "make": "Land Rover",
      "model": "Range Rover Velar",
      "label": "Land Rover Range Rover Velar",
      "model_year": 2024,
      "vehicles_pooled": 9,
      "market_mix": {
        "atlanta": 3,
        "charlotte": 2,
        "nashville": 1,
        "new-england": 2,
        "sf-bay-area": 1
      },
      "buying_total_after_resale_usd": 48034,
      "flexcar_total_usd": 40658,
      "buying_cost_of_capital_usd": 942,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 7376,
      "buying_total_after_resale_cash_usd": 47092,
      "flexcar_total_cash_usd": 40658,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1237,
      "flexcar_monthly_usd": 1122,
      "buying_upfront_usd": 5549,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2969,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Land-Rover-Range-Rover-Velar",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=land-rover-range-rover-velar&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mazda-mazda6",
      "make": "Mazda",
      "model": "Mazda6",
      "label": "Mazda Mazda6",
      "model_year": 2021,
      "vehicles_pooled": 9,
      "market_mix": {
        "atlanta": 7,
        "new-england": 2
      },
      "buying_total_after_resale_usd": 30630,
      "flexcar_total_usd": 26255,
      "buying_cost_of_capital_usd": 362,
      "buying_warranty_repair_credit_usd": 527,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4375,
      "buying_total_after_resale_cash_usd": 30268,
      "flexcar_total_cash_usd": 26255,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 726,
      "flexcar_monthly_usd": 722,
      "buying_upfront_usd": 3233,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": -901,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mazda-Mazda6",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mazda-mazda6&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-rav4-hybrid",
      "make": "Toyota",
      "model": "RAV4 Hybrid",
      "label": "Toyota RAV4 Hybrid",
      "model_year": 2024,
      "vehicles_pooled": 9,
      "market_mix": {
        "atlanta": 4,
        "charlotte": 2,
        "new-england": 2,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 37884,
      "flexcar_total_usd": 29651,
      "buying_cost_of_capital_usd": 1270,
      "buying_warranty_repair_credit_usd": 411,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 8233,
      "buying_total_after_resale_cash_usd": 36614,
      "flexcar_total_cash_usd": 29651,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1016,
      "flexcar_monthly_usd": 817,
      "buying_upfront_usd": 5977,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 5932,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-RAV4-Hybrid",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-rav4-hybrid&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "mitsubishi-outlander-phev",
      "make": "Mitsubishi",
      "model": "Outlander PHEV",
      "label": "Mitsubishi Outlander PHEV",
      "model_year": 2023,
      "vehicles_pooled": 8,
      "market_mix": {
        "atlanta": 3,
        "charlotte": 1,
        "new-england": 3,
        "tri-state": 1
      },
      "buying_total_after_resale_usd": 33673,
      "flexcar_total_usd": 30208,
      "buying_cost_of_capital_usd": 483,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3465,
      "buying_total_after_resale_cash_usd": 33190,
      "flexcar_total_cash_usd": 30208,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 843,
      "flexcar_monthly_usd": 832,
      "buying_upfront_usd": 4000,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 1151,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Mitsubishi-Outlander-PHEV",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=mitsubishi-outlander-phev&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "toyota-tacoma",
      "make": "Toyota",
      "model": "Tacoma",
      "label": "Toyota Tacoma",
      "model_year": 2023,
      "vehicles_pooled": 8,
      "market_mix": {
        "atlanta": 6,
        "charlotte": 1,
        "new-england": 1
      },
      "buying_total_after_resale_usd": 35298,
      "flexcar_total_usd": 30348,
      "buying_cost_of_capital_usd": 1082,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 4950,
      "buying_total_after_resale_cash_usd": 34216,
      "flexcar_total_cash_usd": 30348,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 984,
      "flexcar_monthly_usd": 836,
      "buying_upfront_usd": 5635,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 6828,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Toyota-Tacoma",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=toyota-tacoma&years=3&miles=15000&age=25_to_34&credit=good"
    },
    {
      "id": "volvo-xc60",
      "make": "Volvo",
      "model": "XC60",
      "label": "Volvo XC60",
      "model_year": 2023,
      "vehicles_pooled": 8,
      "market_mix": {
        "atlanta": 1,
        "new-england": 7
      },
      "buying_total_after_resale_usd": 40596,
      "flexcar_total_usd": 36808,
      "buying_cost_of_capital_usd": 649,
      "buying_warranty_repair_credit_usd": 485,
      "flexcar_on_track_discount_usd": 809,
      "difference_usd": 3788,
      "buying_total_after_resale_cash_usd": 39947,
      "flexcar_total_cash_usd": 36808,
      "costs_less": "flexcar",
      "close_call": false,
      "buying_monthly_usd": 1036,
      "flexcar_monthly_usd": 1015,
      "buying_upfront_usd": 5202,
      "flexcar_upfront_usd": 268,
      "resale_credit_usd": 2547,
      "scenario_id": "across-flexcar-markets",
      "horizon_years": 3,
      "market_basis": "Across Flexcar markets",
      "annual_miles": 15000,
      "age_band": "25_to_34",
      "credit_band": "good",
      "basis": "pooled fleet average",
      "is_estimate": true,
      "disclaimer": "Estimate, not a quote or an offer. Figures are modeled from pooled fleet averages for the stated scenario and do not reflect an individual vehicle, a specific customer, or local availability. Actual costs vary; savings are not guaranteed. Fuel, tolls, and parking are excluded from both sides.",
      "model_page_url": "https://www.flexcar.com/cars/Volvo-XC60",
      "calculator_url": "https://www.flexcar.com/flex-vs-buy-savings-calculator?car=volvo-xc60&years=3&miles=15000&age=25_to_34&credit=good"
    }
  ]
}